Share Price | Chime Financial, Inc. Stock Analysis & Recommendation

Q: Is Chime Financial, Inc. technically bullish or bearish?

As of 10 October 2025, the technical trend for Chime Financial, Inc. has changed from sideways to mildly bearish. The weekly Dow Theory indicates a bearish stance, while other indicators such as MACD, RSI, and Bollinger Bands show no signals. The stock has underperformed the S&P 500 significantly over the past month, with a return of -17.96% compared to the S&P 500's 0.31%. Overall, the current technical stance is mildly bearish.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

1.7 M

Shareholding (Mar 2026)

FII

22.42%

Held by 67 FIIs

DII

38.17%

Held by 40 DIIs

Promoter

39.40%

Is Chime Financial, Inc. technically bullish or bearish?

14-Oct-2025

As of October 10, 2025, Chime Financial, Inc. shows a mildly bearish trend according to Dow Theory, with a significant underperformance of -17.96% compared to the S&P 500's 0.31% return over the past month.

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

With a growth in Net Sales of 9.03%, the company declared Very Positive results in Mar 26

OPERATING CASH FLOW(Y) Highest at USD 165.71 MM
RAW MATERIAL COST(Y) Fallen by -0.99% (YoY)
DEBTORS TURNOVER RATIO(HY) Highest at 8.12 times

Risky -

High Institutional Holdings at 86.16%

Underperformed the market in the last 1 year

Mojo Parameters

Stock DNA

Industry

Computers - Software & Consulting

Market cap

USD 6,527 Million (Small Cap)

P/E

NA (Loss Making)

Industry P/E

Dividend Yield

0.00%

Debt Equity

-0.76

Return on Equity

-70.65%

Price to Book

4.66

Revenue and Profits:

Net Sales:

569 Million

(Quarterly Results - Mar 2026)

Net Profit:

53 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-24.74%

6 Months

-37.25%

1 Year

0.0%

2 Years

0.0%

3 Years

0.0%

4 Years

0.0%

5 Years

0.0%

Chime Financial, Inc. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

27.41%

EBIT Growth (5y)

-163.15%

EBIT to Interest (avg)

-169.87

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

550.52

Tax Ratio

19.02%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

86.16%

ROCE (avg)

ROE (avg)

Valuation key factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

4.66

EV to EBIT

-5.42

EV to EBITDA

-5.58

EV to Capital Employed

16.38

EV to Sales

2.62

PEG Ratio

Dividend Yield

ROCE (Latest)

-302.42%

ROE (Latest)

-70.65%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Mildly Bearish (Daily)

KST

Bearish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

Mildly Bullish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Mar 2026

Shareholding Compare (%holding)

Majority shareholders

Strategic Entities

Domestic Funds

Held in 41 Schemes (10.64%)

Foreign Institutions

Held by 67 Foreign Institutions (22.42%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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          "chgp_class": "neutral"
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          "chgp": "100.00%",
          "chgp_class": "positive"
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        {
          "field": "Consolidate Net Profit",
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        {
          "field": "Operating Profit Margin (Excl OI)",
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    "link": "annual",
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      "header": [
        "Dec'25",
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        {
          "field": "Operating Profit (PBDIT) excl Other Income",
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          "val2": "-35.50",
          "chgp": "-2,653.24%",
          "chgp_class": "negative"
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        {
          "field": "Interest",
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          "chgp_class": "neutral"
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          "val2": "-1.30",
          "chgp": "-2,407.69%",
          "chgp_class": "negative"
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          "field": "Consolidate Net Profit",
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          "val2": "-25.30",
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          "chgp_class": "negative"
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        {
          "field": "Operating Profit Margin (Excl OI)",
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          "chgp": "-47.53%",
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