Chime Financial, Inc. () Stock Analysis | Price, Returns, Financials & Key Metrics

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

Is Chime Financial, Inc. technically bullish or bearish?

14-Oct-2025

As of October 10, 2025, Chime Financial, Inc. shows a mildly bearish trend according to Dow Theory, with a significant underperformance of -17.96% compared to the S&P 500's 0.31% return over the past month.

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Dashboard

Negative results in Jun 25

PRE-TAX PROFIT(Q) Lowest at USD -924.42 MM
NET PROFIT(Q) Lowest at USD -923.38 MM
EPS(Q) Lowest at USD -2.49

Risky -

Underperformed the market in the last 1 year

Mojo Parameters

Stock DNA

Industry

Computers - Software & Consulting

Market cap

USD 9,085 Million (Small Cap)

P/E

Industry P/E

Dividend Yield

0.00%

Debt Equity

-0.78

Return on Equity

-67.57%

Price to Book

6.36

Revenue and Profits:

Net Sales:

522 Million

(Quarterly Results - Jun 2025)

Net Profit:

-923 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-0.9%

6 Months

0.0%

1 Year

0.0%

2 Years

0.0%

3 Years

0.0%

4 Years

0.0%

5 Years

0.0%

Chime Financial, Inc. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

Chime Financial Hits Day High with Strong 7.14% Intraday Surge

Chime Financial, Inc. has seen a significant rise in stock performance today, reaching an intraday high amid a broader market decline. However, the company has faced challenges over the past month and year-to-date, with ongoing profitability issues reflected in its financial metrics and low return on equity.

Chime Financial, Inc. Hits New 52-Week Low at $16.17

Chime Financial, Inc. has reached a new 52-week low, reflecting ongoing struggles in a challenging market. The company reported significant losses, with a return on equity of -67.57% and a pre-tax profit of nearly USD -924 million, raising concerns about its financial health and market position.

Chime Financial Hits 52-Week Low at $16.75 Amidst Ongoing Struggles

Chime Financial, Inc. has hit a new 52-week low of USD 16.75, reflecting ongoing challenges after reporting significant financial losses in June. The company has underperformed against the S&P 500 over the past year, with a market capitalization of USD 9,085 million and concerning financial metrics.

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

29.12%

EBIT Growth (5y)

-208.62%

EBIT to Interest (avg)

-169.87

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

774.46

Tax Ratio

19.02%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

EV to EBIT

EV to EBITDA

EV to Capital Employed

EV to Sales

PEG Ratio

Dividend Yield

ROCE (Latest)

ROE (Latest)

Technicals key factors

Indicator

Weekly

Monthly

MACD

RSI

No Signal

Bollinger Bands

Mildly Bearish

KST

Dow Theory

Mildly Bearish

OBV

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot

No data for shareholding present.

Shareholding Compare (%holding)

No data for shareholding present.

Financial

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  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is 8.71% vs 0.97% in Mar 2025",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is 0.00% vs 100.00% in Mar 2025",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Jun'25",
        "Mar'25",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "521.60",
          "val2": "479.80",
          "chgp": "8.71%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "-923.20",
          "val2": "16.40",
          "chgp": "-5,729.27%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "-923.40",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "-1,784.00%",
          "val2": "19.00%",
          "chgp": "-180.30%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2024 is 24.92% vs 26.73% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is 87.55% vs 56.79% in Dec 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "1,597.10",
          "val2": "1,278.50",
          "chgp": "24.92%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "-35.50",
          "val2": "-215.30",
          "chgp": "83.51%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "-1.30",
          "val2": "-7.50",
          "chgp": "82.67%",
          "chgp_class": "positive"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "-25.30",
          "val2": "-203.20",
          "chgp": "87.55%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "-38.10%",
          "val2": "-178.60%",
          "chgp": "14.05%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ

Jun'25

Mar'25

Change(%)

Net Sales

521.60

479.80

8.71%

Operating Profit (PBDIT) excl Other Income

-923.20

16.40

-5,729.27%

Interest

0.00

Exceptional Items

0.00

Consolidate Net Profit

-923.40

0.00

Operating Profit Margin (Excl OI)

-1,784.00%

19.00%

-180.30%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Jun 2025 is 8.71% vs 0.97% in Mar 2025

Consolidated Net Profit

QoQ Growth in quarter ended Jun 2025 is 0.00% vs 100.00% in Mar 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'24

Dec'24

Dec'23

Change(%)

Net Sales

1,597.10

1,278.50

24.92%

Operating Profit (PBDIT) excl Other Income

-35.50

-215.30

83.51%

Interest

0.00

Exceptional Items

-1.30

-7.50

82.67%

Consolidate Net Profit

-25.30

-203.20

87.55%

Operating Profit Margin (Excl OI)

-38.10%

-178.60%

14.05%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2024 is 24.92% vs 26.73% in Dec 2023

Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 87.55% vs 56.79% in Dec 2023

All Annual Results

Company CV

About

Company Coordinates

Company Details

Tel:

Registrar Details

Chime Financial, Inc.

1Day

52 Week

CASH

FII

DII

Promoter

Is Chime Financial, Inc. technically bullish or bearish?

MarketsMojo — Loved in India, Now Global

Dashboard

Negative results in Jun 25

Risky -

Underperformed the market in the last 1 year

Mojo Parameters

Stock DNA

Total Returns (Price + Dividend)

Risk Adjusted Returns v/s

News

Chime Financial Hits Day High with Strong 7.14% Intraday Surge

Chime Financial, Inc. Hits New 52-Week Low at $16.17

Chime Financial Hits 52-Week Low at $16.75 Amidst Ongoing Struggles

Announcements

Corporate Actions

Quality key factors

Valuation key factors

Technicals key factors

Shareholding Snapshot

Shareholding Compare (%holding)

Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ

Annual Results Snapshot (Consolidated) - Dec'24

About

Company Coordinates