Fintech Select Ltd. (FTEC) Stock Analysis | Price, Returns, Financials & Key Metrics

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Dashboard

With a fall in Net Sales of -49.16%, the company declared Very Negative results in Mar 25

The company has declared negative results in Jan 70 after 2 consecutive negative quarters
PRE-TAX PROFIT(Q) At CAD 0.14 MM has Fallen at -56.55%
NET PROFIT(Q) At CAD 0.14 MM has Fallen at -56.55%
RAW MATERIAL COST(Y) Grown by 36.97% (YoY)

Risky -

Below par performance in long term as well as near term

Mojo Parameters

Stock DNA

Industry

Regional Banks

Market cap

CAD 3 Million (Micro Cap)

P/E

NA (Loss Making)

Industry P/E

Dividend Yield

0.00%

Debt Equity

-999,999.00

Return on Equity

-27.61%

Price to Book

2.80

Revenue and Profits:

Net Sales:

1 Million

(Quarterly Results - Jun 2025)

Net Profit:

0 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-37.5%

6 Months

-16.67%

1 Year

-28.57%

2 Years

-16.67%

3 Years

25.0%

4 Years

-50.0%

5 Years

-28.57%

Fintech Select Ltd. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

-0.13%

EBIT Growth (5y)

-10.95%

EBIT to Interest (avg)

0.09

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

15.49%

Valuation key factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

3.20

EV to EBIT

-2.28

EV to EBITDA

-2.28

EV to Capital Employed

-2.28

EV to Sales

0.72

PEG Ratio

Dividend Yield

ROCE (Latest)

Negative Capital Employed

ROE (Latest)

-27.61%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

Bullish

RSI

Bullish

Bollinger Bands

Mildly Bearish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

No Trend

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot

No data for shareholding present.

Shareholding Compare (%holding)

No data for shareholding present.

Financial

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    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - YoY",
    "rhs": [
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        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Jun 2025 is -46.15% vs 30.00% in Jun 2024",
        "dir": -1
      },
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        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Jun 2025 is -150.00% vs 100.00% in Jun 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Jun'25",
        "Jun'24",
        "Change(%)"
      ],
      "body": [
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          "field": "Net Sales",
          "val1": "0.70",
          "val2": "1.30",
          "chgp": "-46.15%",
          "chgp_class": "negative"
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        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "-0.10",
          "val2": "0.40",
          "chgp": "-125.00%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "-0.20",
          "val2": "0.40",
          "chgp": "-150.00%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "-222.70%",
          "val2": "290.10%",
          "chgp": "-51.28%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2024 is 5.26% vs 46.15% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is 66.67% vs -75.00% in Dec 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
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          "field": "Net Sales",
          "val1": "4.00",
          "val2": "3.80",
          "chgp": "5.26%",
          "chgp_class": "positive"
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        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "0.40",
          "val2": "0.30",
          "chgp": "33.33%",
          "chgp_class": "positive"
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        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
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        {
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          "val1": "0.00",
          "val2": "0.10",
          "chgp": "-100.00%",
          "chgp_class": "negative"
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          "field": "Consolidate Net Profit",
          "val1": "0.50",
          "val2": "0.30",
          "chgp": "66.67%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "107.80%",
          "val2": "67.70%",
          "chgp": "4.01%",
          "chgp_class": "positive"
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]

Quarterly Results Snapshot (Consolidated) - Jun'25 - YoY

Jun'25

Jun'24

Change(%)

Net Sales

0.70

1.30

-46.15%

Operating Profit (PBDIT) excl Other Income

-0.10

0.40

-125.00%

Interest

0.00

Exceptional Items

0.00

Consolidate Net Profit

-0.20

0.40

-150.00%

Operating Profit Margin (Excl OI)

-222.70%

290.10%

-51.28%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in quarter ended Jun 2025 is -46.15% vs 30.00% in Jun 2024

Consolidated Net Profit

YoY Growth in quarter ended Jun 2025 is -150.00% vs 100.00% in Jun 2024

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'24

Dec'24

Dec'23

Change(%)

Net Sales

4.00

3.80

5.26%

Operating Profit (PBDIT) excl Other Income

0.40

0.30

33.33%

Interest

0.00

Exceptional Items

0.00

0.10

-100.00%

Consolidate Net Profit

0.50

0.30

66.67%

Operating Profit Margin (Excl OI)

107.80%

67.70%

4.01%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2024 is 5.26% vs 46.15% in Dec 2023

Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 66.67% vs -75.00% in Dec 2023

All Annual Results

Company CV

About Fintech Select Ltd.

Fintech Select Ltd.

Regional Banks

Fintech Select Ltd, formerly SelectCore Ltd, is a provider of point-of-sale transaction processing and electronic distribution solutions for the prepaid telecom and financial services market. The Company operates in two segments: distribution of prepaid wireless airtime and providing prepaid card services. The Company offers a range of prepaid products and services from stored-value cards to mobile top-up. The Company's stored-value cards payment solutions include card programs, government disbursements, program management and instant issue solutions. The Company's point of sale payment solutions include point of sale activation, remittance solutions and reload network. The Company's subsidiaries include 1382285 Ontario Limited (SelectComm), 2143436 Ontario Limited (SelectCore Comm), Local Fone Service, Inc. (LFS), SelectCore USA, LLC (SelectCore US) and 2314606 Ontario Limited (SelectCore Financial Services).

Company Coordinates

Company Details

1600 Steeles Avenue West, Suite # 227 , CONCORD ON : L4K 4M2

Tel: 1 905 7520352

http://selectcore.com/

Registrar Details