Fintech Select Ltd.

  • Market Cap: Micro Cap
  • Industry: Regional Banks
  • ISIN: CA31810H1073
CAD
0.04
0.00 (0.00%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Dashboard

1

With a Negative Book Value, the company has a Weak Long Term Fundamental Strength

  • Poor long term growth as Net Sales has grown by an annual rate of -0.86% and Operating profit at -21.93% over the last 5 years
  • Company's ability to service its debt is weak with a poor EBIT to Interest (avg) ratio of 0.09
2

Risky -

stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

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Industry

Regional Banks

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Market cap

CAD 3 Million (Micro Cap)

stock-summary
P/E

NA (Loss Making)

stock-summary
Industry P/E

NA

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Dividend Yield

0.00%

stock-summary
Debt Equity

-999,999.00

stock-summary
Return on Equity

28.97%

stock-summary
Price to Book

-3.20

Revenue and Profits:
Net Sales:
1 Million
(Quarterly Results - Mar 2026)
Net Profit:
0 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-30.0%
0%
-30.0%
6 Months
-12.5%
0%
-12.5%
1 Year
40.0%
0%
40.0%
2 Years
40.0%
0%
40.0%
3 Years
40.0%
0%
40.0%
4 Years
0%
0%
0.0%
5 Years
-58.82%
0%
-58.82%

Fintech Select Ltd. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Icon
No Recent News for the Company

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
2.08%
EBIT Growth (5y)
-13.30%
EBIT to Interest (avg)
0.09
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
15.49%

Valuation key factors

Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
-3.20
EV to EBIT
-2.69
EV to EBITDA
-2.69
EV to Capital Employed
-2.69
EV to Sales
0.91
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
Negative BV

Technicals key factors

Indicator
Weekly
Monthly
MACD
Bearish
Bullish
RSI
Bullish
No Signal
Bollinger Bands
Mildly Bearish
Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Bullish
Dow Theory
No Trend
No Trend
OBV
Mildly Bearish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshotstock-summary
Icon
No data for shareholding present.
Shareholding Compare (%holding) stock-summary
Icon
No data for shareholding present.
stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Mar'26 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Mar 2026 is 18.18% vs -15.38% in Mar 2025",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Mar 2026 is 200.00% vs -66.67% in Mar 2025",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'26",
        "Mar'25",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "1.30",
          "val2": "1.10",
          "chgp": "18.18%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "0.30",
          "val2": "0.20",
          "chgp": "50.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "0.30",
          "val2": "0.10",
          "chgp": "200.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "263.60%",
          "val2": "134.60%",
          "chgp": "12.90%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'25",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2025 is -30.00% vs 5.26% in Dec 2024",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2025 is -200.00% vs 66.67% in Dec 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'25",
        "Dec'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "2.80",
          "val2": "4.00",
          "chgp": "-30.00%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "-0.40",
          "val2": "0.40",
          "chgp": "-200.00%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "-0.50",
          "val2": "0.50",
          "chgp": "-200.00%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "-159.90%",
          "val2": "107.80%",
          "chgp": "-26.77%",
          "chgp_class": "negative"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Consolidated) - Mar'26 - YoYstock-summary

Mar'26
Mar'25
Change(%)
Net Sales
1.30
1.10
18.18%
Operating Profit (PBDIT) excl Other Income
0.30
0.20
50.00%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Consolidate Net Profit
0.30
0.10
200.00%
Operating Profit Margin (Excl OI)
263.60%
134.60%
12.90%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in quarter ended Mar 2026 is 18.18% vs -15.38% in Mar 2025

Direction Arrows
Consolidated Net Profit

YoY Growth in quarter ended Mar 2026 is 200.00% vs -66.67% in Mar 2025

Annual Results Snapshot (Consolidated) - Dec'25stock-summary

Dec'25
Dec'24
Change(%)
Net Sales
2.80
4.00
-30.00%
Operating Profit (PBDIT) excl Other Income
-0.40
0.40
-200.00%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Consolidate Net Profit
-0.50
0.50
-200.00%
Operating Profit Margin (Excl OI)
-159.90%
107.80%
-26.77%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in year ended Dec 2025 is -30.00% vs 5.26% in Dec 2024

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2025 is -200.00% vs 66.67% in Dec 2024

stock-summaryCompany CV
About Fintech Select Ltd. stock-summary
stock-summary
Fintech Select Ltd.
Regional Banks
Fintech Select Ltd, formerly SelectCore Ltd, is a provider of point-of-sale transaction processing and electronic distribution solutions for the prepaid telecom and financial services market. The Company operates in two segments: distribution of prepaid wireless airtime and providing prepaid card services. The Company offers a range of prepaid products and services from stored-value cards to mobile top-up. The Company's stored-value cards payment solutions include card programs, government disbursements, program management and instant issue solutions. The Company's point of sale payment solutions include point of sale activation, remittance solutions and reload network. The Company's subsidiaries include 1382285 Ontario Limited (SelectComm), 2143436 Ontario Limited (SelectCore Comm), Local Fone Service, Inc. (LFS), SelectCore USA, LLC (SelectCore US) and 2314606 Ontario Limited (SelectCore Financial Services).
Company Coordinates stock-summary
Company Details
1600 Steeles Avenue West, Suite # 227 , CONCORD ON : L4K 4M2
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Tel: 1 905 7520352
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Registrar Details