Fintech Select Ltd.

  • Market Cap: Micro Cap
  • Industry: Regional Banks
  • ISIN: CA31810H1073
CAD
0.05
0 (-9.09%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Guardian Capital Group Ltd.
Currency Exchange International Corp.
VersaBank
National Bank of Canada
Givex Corp.
Canadian Western Bank
Tokens.com Corp.
EQB, Inc.
Clip Money, Inc.
Wellfield Technologies, Inc.
Fintech Select Ltd.

Why is Fintech Select Ltd. ?

1
The company has declared negative results in Jan 70 after 2 consecutive negative quarters
  • NET SALES(HY) At CAD 1.24 MM has Grown at -40.98%
  • OPERATING CASH FLOW(Y) Lowest at CAD -0.28 MM
  • RAW MATERIAL COST(Y) Grown by 345.99% (YoY)
2
Risky -
  • The stock is trading risky as compared to its average historical valuations
  • Over the past year, while the stock has generated a return of 100.00%, its profits have fallen by -72%
stock-recommendationReal-Time Research Report

Verdict Report

How much should you sell?

  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Fintech Select Ltd. for you?

High Risk, High Return

Absolute
Risk Adjusted
Volatility
Fintech Select Ltd.
100.0%
0.25
172.44%
S&P/TSX 60
23.72%
1.55
15.31%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
-0.86%
EBIT Growth (5y)
-21.93%
EBIT to Interest (avg)
0.09
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
15.49%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
-4.40
EV to EBIT
-3.60
EV to EBITDA
-3.60
EV to Capital Employed
-3.60
EV to Sales
1.22
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
Negative BV
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
Bullish
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Bullish
Bullish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

0What is working for the Company
Icon
NO KEY POSITIVE TRIGGERS
-27What is not working for the Company
NET SALES(HY)

At CAD 1.24 MM has Grown at -40.98%

OPERATING CASH FLOW(Y)

Lowest at CAD -0.28 MM

RAW MATERIAL COST(Y)

Grown by 345.99% (YoY

OPERATING PROFIT(Q)

Lowest at CAD -0.23 MM

PRE-TAX PROFIT(Q)

Lowest at CAD -0.22 MM

NET PROFIT(Q)

Lowest at CAD -0.22 MM

EPS(Q)

Lowest at CAD -0

Here's what is not working for Fintech Select Ltd.

Net Sales
At CAD 1.24 MM has Grown at -40.98%
Year on Year (YoY)
MOJO Watch
Near term sales trend is very negative

Net Sales (CAD MM)

Pre-Tax Profit
At CAD -0.22 MM has Fallen at -88.84%
Year on Year (YoY)
MOJO Watch
Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (CAD MM)

Net Profit
At CAD -0.22 MM has Fallen at -88.84%
Year on Year (YoY)
MOJO Watch
Near term Net Profit trend is very negative

Net Profit (CAD MM)

Operating Cash Flow
Lowest at CAD -0.28 MM
in the last three years
MOJO Watch
The company's cash revenues from business operations are falling

Operating Cash Flows (CAD MM)

Operating Profit
Lowest at CAD -0.23 MM
in the last five periods
MOJO Watch
Near term Operating Profit trend is negative

Operating Profit (CAD MM)

Pre-Tax Profit
Lowest at CAD -0.22 MM
in the last five periods
MOJO Watch
Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (CAD MM)

Net Profit
Lowest at CAD -0.22 MM
in the last five periods
MOJO Watch
Near term Net Profit trend is negative

Net Profit (CAD MM)

EPS
Lowest at CAD -0
in the last five periods
MOJO Watch
Declining profitability; company has created lower earnings for shareholders

EPS (CAD)

Raw Material Cost
Grown by 345.99% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin

Raw Material Cost as a percentage of Sales