Why is Fintech Select Ltd. ?
1
With a fall in Net Sales of -49.16%, the company declared Very Negative results in Mar 25
- The company has declared negative results in Jan 70 after 2 consecutive negative quarters
- PRE-TAX PROFIT(Q) At CAD 0.14 MM has Fallen at -56.55%
- NET PROFIT(Q) At CAD 0.14 MM has Fallen at -56.55%
- RAW MATERIAL COST(Y) Grown by 36.97% (YoY)
2
Risky -
- The stock is trading risky as compared to its average historical valuations
- Over the past year, while the stock has generated a return of -28.57%, its profits have fallen by -59%
3
Below par performance in long term as well as near term
- Along with generating -28.57% returns in the last 1 year, the stock has also underperformed S&P/TSX 60 in the last 3 years, 1 year and 3 months
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Fintech Select Ltd. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Fintech Select Ltd.
-28.57%
-0.15
190.54%
S&P/TSX 60
19.1%
1.23
15.27%
Quality key factors
Factor
Value
Sales Growth (5y)
-0.13%
EBIT Growth (5y)
-10.95%
EBIT to Interest (avg)
0.09
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
15.49%
Valuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
3.20
EV to EBIT
-2.28
EV to EBITDA
-2.28
EV to Capital Employed
-2.28
EV to Sales
0.72
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
-27.61%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bullish
RSI
Bullish
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Movement
5What is working for the Company
OPERATING CASH FLOW(Y)
Highest at CAD 0.33 MM
DEBT-EQUITY RATIO
(HY)
Lowest at -839.38 %
INVENTORY TURNOVER RATIO(HY)
Highest at 1,508.72%
-12What is not working for the Company
PRE-TAX PROFIT(Q)
At CAD 0.14 MM has Fallen at -56.55%
NET PROFIT(Q)
At CAD 0.14 MM has Fallen at -56.55%
RAW MATERIAL COST(Y)
Grown by 36.97% (YoY
Here's what is working for Fintech Select Ltd.
Operating Cash Flow
Highest at CAD 0.33 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (CAD MM)
Debt-Equity Ratio
Lowest at -839.38 %
in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Inventory Turnover Ratio
Highest at 1,508.72%
in the last five Semi-Annual periodsMOJO Watch
Company has been able to sell its inventory faster
Inventory Turnover Ratio
Here's what is not working for Fintech Select Ltd.
Pre-Tax Profit
At CAD 0.14 MM has Fallen at -56.55%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very negative
Pre-Tax Profit (CAD MM)
Net Profit
At CAD 0.14 MM has Fallen at -56.55%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very negative
Net Profit (CAD MM)
Raw Material Cost
Grown by 36.97% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin
Raw Material Cost as a percentage of Sales






