Is Chubb Ltd. overvalued or undervalued?

As of 7 July 2025, the valuation grade for Chubb Ltd. has moved from expensive to fair, indicating a more favorable assessment of its market position. The company appears fairly valued based on its current metrics. Key valuation ratios include a P/E ratio of 18, a Price to Book Value of 2.49, and a PEG Ratio of 2.23. In comparison, peers such as Berkshire Hathaway, which has a P/E of 26.99, and The Allstate Corp., with a P/E of 30.72, suggest that Chubb Ltd. is positioned more attractively within the industry.
Despite a fair valuation, Chubb Ltd. has underperformed against the S&P 500 over various periods, including a 1-year return of -5.15% compared to the S&P 500's 17.14%, although it has shown strong performance over the 5-year horizon with a return of 133.59%. This mixed performance highlights the need for cautious optimism regarding its valuation status.