Is Chubb Ltd. overvalued or undervalued?

As of 14 November 2025, Chubb Ltd. moved from fair to expensive, indicating a shift in its valuation outlook. The company appears overvalued based on its current metrics, with a P/E ratio of 18, a Price to Book Value of 2.49, and an EV to Sales ratio of 2.39. In comparison to peers, Chubb's P/E ratio is lower than Berkshire Hathaway's 26.99 but higher than The Allstate Corp.'s attractive P/E of 30.72, suggesting that while it is less expensive than one competitor, it still does not present a compelling value relative to the other.
Chubb's recent stock performance shows a 1-year return of 2.98%, significantly lagging behind the S&P 500's 13.19% return, which reinforces the perception of overvaluation. Overall, the combination of the valuation grade change and the comparison with peers suggests that Chubb Ltd. is not positioned favorably in the current market environment.