Is Chubb Ltd. overvalued or undervalued?

As of 14 November 2025, the valuation grade for Chubb Ltd. has moved from fair to expensive, indicating a shift towards overvaluation. The company appears overvalued based on its P/E ratio of 18, which is higher than the peer average of approximately 17.27, and a PEG ratio of 2.23, suggesting that growth expectations may not justify the current price. Additionally, the EV to EBITDA ratio stands at an exceptionally high 423.72, further supporting the notion of overvaluation.
In comparison to its peers, Berkshire Hathaway has a significantly higher P/E of 26.99, while The Allstate Corp. presents a more attractive P/E of 30.72, indicating that Chubb Ltd. is not the most competitively priced option in the insurance sector. Furthermore, while Chubb has outperformed the S&P 500 in the short term, with a 1-week return of 2.54% compared to the S&P 500's 0.08%, its year-to-date return of 6.98% lags behind the S&P 500's 14.49%. This performance suggests that despite recent gains, the valuation may not be sustainable, reinforcing the conclusion of overvaluation.