Is Jindal Leasefin overvalued or undervalued?

As of 12 September 2025, Jindal Leasefin's valuation grade has moved from risky to very expensive, indicating a significant deterioration in its perceived value. The company is currently assessed as overvalued. Key ratios highlight this concern, with a PE ratio of -5.25, an EV to EBIT of -1.24, and a ROE of -28.79%. These figures suggest that the company is struggling financially, particularly with negative earnings and returns on equity.
In comparison to its peers, Jindal Leasefin stands out unfavorably. For instance, Bajaj Finance has a PE ratio of 35.82, while Life Insurance boasts a much healthier EV to EBITDA of 8.82. The stark contrast in these ratios underscores Jindal Leasefin's overvaluation relative to its industry peers. Additionally, while Jindal Leasefin has seen a recent 1-month stock return of 23.15%, it remains significantly down 24.55% over the past year, further reinforcing the notion that it is not a sound investment at its current price.