Is Kanungo Financi. overvalued or undervalued?

As of 10 November 2025, the valuation grade for Kanungo Financial has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently assessed as undervalued. Key ratios include a PE Ratio of 14.77, a Price to Book Value of 0.54, and a negative EV to EBIT of -2.79, which highlights the company's current challenges but also suggests potential for recovery.
In comparison to peers, Kanungo Financial's valuation stands out as very attractive, especially when juxtaposed with Bajaj Finance, which has a PE Ratio of 38.76, and Bajaj Finserv at 35.58, both of which are considered very expensive. Despite recent stock performance lagging behind the Sensex, with a year-to-date decline of 8.03% compared to the Sensex's gain of 6.91%, the underlying valuation metrics suggest that Kanungo Financial presents a compelling investment opportunity at its current price of 7.33.