Is Laxmi India Fin. overvalued or undervalued?

As of 1 October 2025, Laxmi India Fin. has moved from fair to attractive in its valuation grade. The company is currently considered undervalued, supported by a PE ratio of 21.28, an EV to EBIT of 36.85, and a ROE of 13.98%. In comparison to its peers, Bajaj Finance is categorized as very expensive with a PE ratio of 35.27, while Life Insurance is very attractive with a PE ratio of 11.74, highlighting Laxmi India's relative value in the market.
Despite a recent decline in stock price, with a 1-week return of -8.97% compared to the Sensex's -0.90%, the company's attractive valuation suggests potential for recovery. The PEG ratio of 0.00 further indicates that the stock may be undervalued relative to its growth prospects, reinforcing the conclusion that Laxmi India Fin. presents a compelling investment opportunity in the current market landscape.