Is Laxmi India Fin. overvalued or undervalued?

As of 13 November 2025, Laxmi India Fin. has moved from a fair to an attractive valuation grade. The company is currently considered undervalued based on its financial ratios, which include a PE ratio of 21.39, an EV to EBITDA of 36.06, and a ROE of 13.96%. In comparison to its peers, Laxmi India Fin. has a more favorable valuation than Bajaj Finance, which has a PE ratio of 34.18, and Bajaj Finserv, with a PE ratio of 33.91, both categorized as expensive.
The valuation metrics suggest that Laxmi India Fin. is positioned well within the Non-Banking Financial Company (NBFC) sector, especially with a PEG ratio of 0.00 indicating potential growth at a reasonable price. Additionally, the stock has outperformed the Sensex over the past week, returning 2.65% compared to the Sensex's 1.40%, reinforcing the attractiveness of its current valuation.