Is Laxmi India Fin. overvalued or undervalued?

Nov 06 2025 08:11 AM IST
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As of November 4, 2025, Laxmi India Fin. is fairly valued with a PE ratio of 21.11, an EV to EBIT of 36.71, and a ROE of 13.98%, showing a decline of 7.8% in stock performance over the past week compared to a 1.38% drop in the Sensex, while its PE ratio is lower than Bajaj Finance's 37.67 but higher than Life Insurance's 11.76.
As of 4 November 2025, the valuation grade for Laxmi India Fin. has moved from attractive to fair. Based on the current analysis, the company appears to be fairly valued. The key ratios include a PE ratio of 21.11, an EV to EBIT of 36.71, and a ROE of 13.98%.

In comparison with peers, Laxmi India Fin. has a PE ratio that is significantly lower than Bajaj Finance, which stands at 37.67, and higher than Life Insurance, which is at 11.76. The EV to EBITDA ratio of Laxmi India Fin. at 35.22 is also higher than that of Life Insurance, indicating a potential overvaluation relative to that competitor. Additionally, the recent stock performance shows a decline of 7.8% over the past week, contrasting with a 1.38% drop in the Sensex, which may suggest market concerns regarding the company's valuation.
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