Is Laxmi India Fin. overvalued or undervalued?

As of 1 October 2025, Laxmi India Fin. has moved from a fair to an attractive valuation grade, indicating a positive shift in its perceived value. The company is currently considered undervalued. Key ratios include a PE Ratio of 21.28, an EV to EBIT of 36.85, and a ROE of 13.98%.
In comparison to peers, Laxmi India Fin. has a more favorable valuation than Bajaj Finance, which is classified as very expensive with a PE of 35.27, and Bajaj Finserv, also expensive with a PE of 33.69. Notably, the PEG ratio for Laxmi India Fin. stands at 0.00, suggesting strong growth potential relative to its price. Despite a recent decline in stock price compared to the Sensex, the overall valuation metrics suggest that Laxmi India Fin. presents a compelling investment opportunity.