Is Laxmi India Fin. overvalued or undervalued?

As of 13 October 2025, Laxmi India Fin. has moved from a fair to an attractive valuation grade. The company is currently considered undervalued based on its financial ratios, with a PE ratio of 21.15, an EV to EBITDA of 35.26, and a ROE of 13.98%. In comparison to its peers, Laxmi India Fin. offers a more favorable valuation than Bajaj Finance, which has a PE ratio of 37.04 and is deemed very expensive, and Life Insurance, which is very attractive with a PE of 11.66.
Despite recent fluctuations, where the stock has shown a 1-week return of 2.32% compared to the Sensex's 0.66%, the overall valuation metrics suggest that Laxmi India Fin. presents a compelling investment opportunity within the Non-Banking Financial Company sector. With its attractive valuation and competitive ratios, it stands out favorably against its peers.