Is Laxmi India Fin. overvalued or undervalued?

As of 3 November 2025, Laxmi India Fin. has moved from a fair to an attractive valuation grade. The company is currently considered undervalued, with a PE ratio of 21.43, an EV to EBITDA ratio of 35.47, and a ROE of 13.98%. In comparison to peers, Bajaj Finance is classified as very expensive with a PE of 37.15, while Life Insurance is very attractive with a PE of 11.94, highlighting Laxmi India Fin.'s favorable position in the market.
Despite recent stock performance showing a slight decline of 0.2% over the past week compared to a 0.94% drop in the Sensex, Laxmi India Fin. appears to be a solid investment opportunity given its attractive valuation metrics relative to its peers. The company's PEG ratio stands at 0.00, indicating potential for growth at a reasonable price, further supporting the conclusion that it is undervalued in the current market landscape.