Is Laxmi India Fin. overvalued or undervalued?

Nov 05 2025 08:11 AM IST
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As of November 4, 2025, Laxmi India Fin. is fairly valued with a PE ratio of 21.11 and an EV to EBITDA ratio of 35.22, underperforming the Sensex with a 1-week return of -7.8%, while its valuation is lower than Bajaj Finance but higher than Life Insurance.
As of 4 November 2025, the valuation grade for Laxmi India Fin. has moved from attractive to fair. The company is currently fairly valued based on its key financial metrics. The PE ratio stands at 21.11, the EV to EBITDA ratio is 35.22, and the ROE is 13.98%.

When compared to peers, Laxmi India Fin. has a PE ratio that is lower than Bajaj Finance, which is very expensive at 37.67, but higher than Life Insurance, which is very attractive at 11.76. The EV to EBITDA ratio of Laxmi India Fin. is also significantly higher than that of Life Insurance, indicating a relative overvaluation in terms of earnings potential. Additionally, the company's recent stock performance has underperformed the Sensex, with a 1-week return of -7.8% compared to the Sensex's -1.38%.
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