Is My Money Sec. overvalued or undervalued?

As of 10 September 2025, the valuation grade for My Money Sec. has moved from very expensive to risky. The company appears to be overvalued based on its financial ratios, which include a PE ratio of -18.81, an EV to EBITDA of -14.95, and a Price to Book Value of 3.04. These figures indicate significant financial distress, particularly the negative earnings ratios, which are concerning for investors.
In comparison to its peers, My Money Sec. stands out negatively. For instance, Bajaj Finance has a PE ratio of 34.56, while Life Insurance boasts a much healthier EV to EBITDA of 8.85. The stark contrast in these ratios suggests that My Money Sec. is not only overvalued but also underperforming relative to its industry counterparts. Additionally, while the company has shown a strong one-year return of 24.07% compared to the Sensex's -0.61%, this does not mitigate the underlying valuation concerns. Overall, My Money Sec. is deemed overvalued in the current market context.