Is My Money Sec. overvalued or undervalued?

As of 17 October 2025, the valuation grade for My Money Sec. has moved from risky to very expensive, indicating a significant shift in its perceived value. The company is currently considered overvalued, with a PE ratio of -18.77, an EV to EBITDA ratio of -14.92, and a Price to Book Value of 3.03. These ratios suggest that the company's financial metrics are not only negative but also significantly higher than those of its peers.
In comparison, Bajaj Finance has a PE ratio of 38.21 and an EV to EBITDA of 20.25, while Life Insurance shows a more attractive valuation with a PE ratio of 11.49 and an EV to EBITDA of 8.94. This stark contrast highlights My Money Sec.'s overvaluation in the capital markets industry. Additionally, the company's stock has underperformed against the Sensex, with a 1-year return of -12.13% compared to the Sensex's 3.64%, reinforcing the notion that the stock is not only overvalued but also struggling in the current market environment.