Is My Money Sec. overvalued or undervalued?

As of 10 October 2025, the valuation grade for My Money Sec. has moved from risky to very expensive, indicating a significant shift in its perceived value. The company appears to be overvalued based on its current financial ratios, including a PE ratio of -20.24, an EV to EBITDA of -16.19, and a Price to Book Value of 3.27. These figures suggest that the company's valuation metrics are not aligned with its financial performance.
In comparison to its peers, My Money Sec. stands out unfavorably. For instance, Bajaj Finance has a PE ratio of 36.56 and an EV to EBITDA of 19.67, while Life Insurance boasts a PE of 11.65 and an EV to EBITDA of 9.08, both indicating more favorable valuations. Additionally, My Money Sec.'s return over the past year at 0.5% trails behind the Sensex's return of 1.09%, further reinforcing the notion that the stock is currently overvalued.