Is My Money Sec. overvalued or undervalued?

As of 17 October 2025, the valuation grade for My Money Sec. has moved from risky to very expensive, indicating a significant shift in its perceived value. The company is currently overvalued, with a PE ratio of -18.77, an EV to EBITDA ratio of -14.92, and a Price to Book Value of 3.03. These ratios suggest that the market is pricing the stock at a premium despite its negative earnings and high leverage.
In comparison to its peers, My Money Sec. stands out unfavorably; for instance, Bajaj Finance has a PE ratio of 38.21, while Life Insurance boasts a much lower PE of 11.49, highlighting the disparity in valuation. The company's recent stock performance has also lagged behind the Sensex, with a year-to-date return of -1.66% compared to the Sensex's 7.44%. Overall, the combination of poor financial ratios and unfavorable peer comparisons reinforces the conclusion that My Money Sec. is overvalued in the current market environment.