Is My Money Sec. overvalued or undervalued?

As of 12 September 2025, the valuation grade for My Money Sec. has moved from risky to very expensive, indicating a significant shift in perception. The company is currently assessed as overvalued. Key ratios include a PE ratio of -18.74, an EV to EBITDA of -14.89, and a Price to Book Value of 3.03, which suggest that the company's valuation metrics are not favorable compared to its peers.
In comparison to notable competitors, Bajaj Finance has a PE ratio of 35.82 and an EV to EBITDA of 19.41, while Life Insurance stands out with a PE ratio of 11.36 and an EV to EBITDA of 8.82, both indicating more attractive valuations. Additionally, My Money Sec.'s recent stock performance has outpaced the Sensex over the past week and month, but its year-to-date return of -1.82% contrasts sharply with the Sensex's 4.82%, reinforcing the notion that the stock may be overvalued in the current market environment.