Is My Money Sec. overvalued or undervalued?

As of 19 September 2025, the valuation grade for My Money Sec. has moved from very expensive to risky, indicating a significant shift in its perceived value. The company is currently considered overvalued. Key ratios include a PE ratio of -20.22, an EV to EBITDA of -16.17, and a Price to Book Value of 3.27, which highlight the company's financial challenges and market perception.
In comparison to its peers, My Money Sec. stands out with a negative PE ratio, while Bajaj Finance has a PE of 35.51 and Life Insurance shows a much lower PE of 11.64, suggesting that My Money Sec. is not only underperforming but also carries higher risk. The company's recent stock performance has outpaced the Sensex, with a 1-year return of 12.84% compared to the Sensex's decline of 0.67%, which may indicate some investor interest despite its overall valuation concerns.