Is ReposiTrak, Inc. overvalued or undervalued?

As of 17 October 2025, the valuation grade for ReposiTrak, Inc. has moved from very attractive to attractive, indicating a shift in perception regarding its investment potential. The company appears to be overvalued based on its current metrics, particularly with a P/E ratio of 60, which is significantly higher than the peer average of 47.10 for similar companies. Additionally, the EV to EBITDA ratio stands at 51.71, again above the peer average, suggesting that investors are paying a premium for earnings relative to its peers.
In comparison to its industry, ReposiTrak's Price to Book Value of 8.21 and PEG Ratio of 3.38 also highlight a valuation that may not be justified by its growth prospects. Notably, MoneyLion, Inc. is valued fairly with a P/E of 107.79, while CoreCard Corp. is attractive with a P/E of 27.79, further emphasizing the relative overvaluation of ReposiTrak. Although specific return data is not available, the lack of recent performance metrics against the S&P 500 suggests that the stock may not be keeping pace with broader market trends, reinforcing the notion of overvaluation.