Is ReposiTrak, Inc. overvalued or undervalued?

As of 7 November 2025, the valuation grade for ReposiTrak, Inc. has moved from fair to attractive, indicating a more favorable assessment of its market position. The company appears to be undervalued, especially when considering its P/E ratio of 60, which, while high, is more attractive compared to peers like MoneyLion, Inc. with a P/E of 107.79. Additionally, ReposiTrak's EV to EBITDA stands at 51.71, which is lower than the industry average, suggesting potential for growth relative to its earnings before interest, taxes, depreciation, and amortization.
In comparison to its peers, ReposiTrak's PEG ratio of 3.38 is higher than CoreCard Corp.'s PEG of 0.0661, indicating that while it may be growing, it is also priced at a premium. The company has shown strong returns over the long term, with a 3-year return of 192.22% compared to the S&P 500's 76.76%, and a 5-year return of 252.58% against the S&P 500's 91.73%. This long-term performance suggests that despite recent volatility, ReposiTrak may offer significant value for investors looking for growth in the software products sector.