Is ReposiTrak, Inc. overvalued or undervalued?

As of 7 November 2025, ReposiTrak, Inc. has moved from a fair to attractive valuation grade. The company appears to be undervalued based on its current metrics. Key ratios include a P/E ratio of 60, an EV to EBITDA of 51.71, and a Price to Book Value of 8.21, which suggest that while the company is trading at a premium compared to its earnings, its growth potential may justify this valuation.
In comparison to its peers, ReposiTrak's P/E ratio of 47.10 is significantly lower than MoneyLion, Inc.'s 107.79, indicating a more favorable valuation relative to its growth prospects. Additionally, CoreCard Corp. has a lower EV to EBITDA of 13.99, suggesting that ReposiTrak may be better positioned in terms of earnings potential. Although return data is not available for a direct comparison, the overall valuation metrics indicate that ReposiTrak is positioned attractively within its industry.