Is Sh. Kalyan Hold. overvalued or undervalued?

As of 14 August 2025, the valuation grade for Sh. Kalyan Hold. has moved from risky to does not qualify, indicating a significant deterioration in its investment appeal. The company is currently considered overvalued given the absence of key financial ratios such as PE ratio, EV to EBIT, and EV to EBITDA, which typically provide insights into valuation.
In comparison to its peers, Sh. Kalyan Hold. stands out negatively, especially when juxtaposed with Life Insurance, which is rated very attractive with a PE ratio of 11.53 and an EV to EBITDA of 8.97. Other peers like Bajaj Finance and Bajaj Finserv are categorized as very expensive, with PE ratios of 30.73 and 32.28, respectively. The stark contrast in valuation metrics suggests that Sh. Kalyan Hold. lacks the financial robustness seen in its industry counterparts. Additionally, the company's stock has experienced a complete loss in value over the past week, month, and year, further reinforcing the notion that it is overvalued in the current market context.