Is Sh. Kalyan Hold. overvalued or undervalued?

As of 14 August 2025, the valuation grade for Sh. Kalyan Hold. has moved from risky to does not qualify, indicating a significant deterioration in its investment appeal. The company appears to be overvalued given the absence of key financial ratios such as PE Ratio, EV to EBIT, and EV to EBITDA, which are critical for assessing its performance against peers.
In comparison to its industry peers, Sh. Kalyan Hold. lacks any qualifying metrics, while companies like Life Insurance, with a PE ratio of 11.53 and an EV/EBITDA of 8.97, are deemed very attractive. Other competitors, such as Bajaj Finance and Bajaj Finserv, are categorized as very expensive with PE ratios of 30.73 and 32.28, respectively. The stark contrast in valuation metrics suggests that Sh. Kalyan Hold. is not only underperforming but also lacks the financial foundation to justify its previous pricing, especially in light of its 100% decline in stock returns over the past year compared to a modest gain in the Sensex.