Is Sh. Kalyan Hold. overvalued or undervalued?

As of 19 September 2025, the valuation grade for Sh. Kalyan Hold. has moved from does not qualify to risky, indicating a significant shift in its perceived investment quality. Based on the available data, the company appears to be overvalued given the lack of key financial ratios and the stark comparison with its peers. Notably, while Sh. Kalyan Hold. has no reported PE, EV/EBITDA, or PEG ratios, its peers such as Bajaj Finance and Bajaj Finserv are trading at PE ratios of 35.51 and 34.69 respectively, highlighting a substantial gap in valuation metrics.
The absence of financial ratios for Sh. Kalyan Hold. suggests a lack of profitability or operational efficiency, which is further underscored by its recent stock performance, showing a 100% decline over the past year compared to a -0.67% return for the Sensex. This stark contrast reinforces the notion that Sh. Kalyan Hold. is overvalued in the current market context, especially when juxtaposed with more stable and attractive peers like Life Insurance, which boasts a PE ratio of 11.64.