Is Shreevatsaa Fin. overvalued or undervalued?

As of 27 June 2025, the valuation grade for Shreevatsaa Fin. has moved from fair to attractive, indicating a positive shift in its perceived value. The company is currently considered undervalued, especially when compared to its peers. Key ratios include a PE ratio of 23.59, an EV to EBITDA ratio of 23.14, and a Price to Book Value of 1.04, which suggest that the company is positioned favorably within its industry.
In comparison to its peers, Shreevatsaa Fin. shows a more attractive valuation than Life Insurance, which has a PE ratio of 12.53, and I R F C, with a PE ratio of 28.13. While Bajaj Finance and Bajaj Finserv are classified as very expensive, with PE ratios of 35.35 and 36.79 respectively, Shreevatsaa Fin.'s ratios indicate it is more reasonably priced. Despite a recent decline in stock performance year-to-date, where it has underperformed the Sensex, the long-term outlook remains strong with a 3-year return of 145.64%, suggesting potential for recovery and growth.