Is Shreevatsaa Fin. overvalued or undervalued?

As of 12 August 2025, the valuation grade for Shreevatsaa Fin. has moved from risky to attractive, indicating a significant improvement in its perceived value. The company is currently assessed as undervalued. Key ratios include a PE ratio of 25.88, an EV to EBIT of 25.43, and a ROCE of 2.44%.
In comparison with peers, Shreevatsaa Fin. has a higher PE ratio than Life Insurance, which stands at 11.89, but is lower than Bajaj Finance at 30.42. The PEG ratio for Shreevatsaa is notably at 0.00, suggesting that the company's growth prospects may not be fully reflected in its current price. Additionally, despite a year-to-date stock return of -24.42%, the company has outperformed the Sensex over the past year with a return of 26.96%.