Is Shreevatsaa Fin. overvalued or undervalued?

As of 25 September 2025, the valuation grade for Shreevatsaa Fin. has moved from fair to attractive, indicating a positive shift in its perceived value. The company is currently considered undervalued, with a PE ratio of 22.12, an EV to EBIT ratio of 21.83, and a Price to Book Value of 0.97. These ratios suggest that the stock is trading at a reasonable price relative to its earnings and book value.
In comparison to its peers, Shreevatsaa Fin. stands out with a PE ratio lower than that of Bajaj Finance, which is at 36.17, and significantly more attractive than Jio Financial, which has a PE ratio of 119.55. Additionally, the company's PEG ratio of 6.22 is higher than that of Bajaj Finserv at 2.43, indicating that while it may have growth potential, it is priced higher relative to its growth rate compared to some peers. Despite recent stock performance showing a decline against the Sensex, particularly a YTD drop of 35.4% compared to a 3.87% gain in the index, the overall valuation metrics suggest that Shreevatsaa Fin. presents a compelling investment opportunity at its current price.