Is Shreevatsaa Fin. overvalued or undervalued?

As of 29 September 2025, the valuation grade for Shreevatsaa Fin. has moved from attractive to fair. The company appears to be fairly valued at this time. Key ratios include a PE ratio of 22.07, an EV to EBITDA of 21.78, and a ROE of 2.37%.
In comparison to peers, Shreevatsaa Fin. has a similar PE ratio to Bajaj Finance, which is considered very expensive at 35.39, while Life Insurance is very attractive with a PE of 11.61. Notably, Shreevatsaa's performance has lagged behind the Sensex, with a year-to-date return of -35.55% compared to the Sensex's 2.85%, reinforcing the notion that the stock may be facing challenges in the current market environment.