Is Shreevatsaa Fin. overvalued or undervalued?

As of 8 October 2025, Shreevatsaa Fin. has moved from an attractive to a fair valuation grade. The company is currently fairly valued, with a PE ratio of 23.74, an EV to EBIT of 23.45, and a ROCE of 2.40%. In comparison to its peers, Bajaj Finance is considered very expensive with a PE ratio of 36.53, while Life Insurance is very attractive with a PE ratio of 11.6.
Despite the recent stock performance showing a 7.55% return over the past week, the year-to-date return is down by 30.68%, indicating volatility. The current valuation metrics suggest that while Shreevatsaa Fin. is not undervalued, it is positioned fairly within the market, especially when compared to peers like Bajaj Finserv, which has a PE of 33.68, reinforcing its fair valuation status.