Is SSPN FINANCE overvalued or undervalued?

As of 26 August 2025, the valuation grade for SSPN FINANCE has moved from very expensive to fair. This indicates a significant adjustment in the company's perceived value, suggesting that it is now fairly valued. The company exhibits a PE ratio of 1.95, an EV to EBIT ratio of 1.86, and a Price to Book Value of 0.45, which are all notably low compared to industry standards.
In comparison to its peers, SSPN FINANCE's valuation appears attractive, especially when contrasted with Life Insurance, which has a PE ratio of 11.53, and Bajaj Finance, with a PE ratio of 31.26. The low PEG ratio of 0.00 further emphasizes the potential undervaluation of SSPN FINANCE relative to its growth prospects. Despite its recent stock performance trailing the Sensex significantly, with a year-to-date return of -40.67% compared to the Sensex's 3.39%, the current valuation suggests that SSPN FINANCE may present an opportunity for investors seeking value in the NBFC sector.