Is SSPN FINANCE overvalued or undervalued?

As of 29 August 2025, the valuation grade for SSPN FINANCE has moved from very expensive to fair, indicating a more favorable assessment of its market position. The company is currently considered undervalued, with a PE ratio of 1.95, an EV to EBIT of 1.86, and an EV to Sales ratio also at 1.86. These metrics suggest that SSPN FINANCE is trading at significantly lower multiples compared to its peers.
In comparison to notable competitors, Bajaj Finance is classified as very expensive with a PE ratio of 31.3, while Life Insurance is rated very attractive with a PE of 11.08. This stark contrast highlights the relative undervaluation of SSPN FINANCE within the non-banking financial company sector. Additionally, the company's stock has underperformed against the Sensex, with a year-to-date return of -40.67% compared to a positive 2.14% for the index, reinforcing the notion that the stock may be undervalued at its current price of 5.15.