Is SSPN FINANCE overvalued or undervalued?

As of 29 August 2025, the valuation grade for SSPN FINANCE has moved from very expensive to fair. This indicates a significant adjustment in the company's perceived value, suggesting it may be more aligned with its fundamentals now. Based on the current analysis, SSPN FINANCE is deemed fairly valued. The company exhibits a PE ratio of 1.95, an EV to EBIT of 1.86, and an EV to Sales ratio of 1.86, which are notably low compared to industry peers.
In comparison, Bajaj Finance is classified as very expensive with a PE ratio of 31.3, while Life Insurance is considered very attractive with a PE of 11.08. These comparisons highlight the relative valuation of SSPN FINANCE within the non-banking financial company sector. Additionally, the company's stock has underperformed against the Sensex, with a year-to-date return of -40.67% compared to a positive 2.14% for the index, reinforcing the notion that it may be undervalued relative to its recent performance.