Is Swarna Securitie overvalued or undervalued?

As of 27 June 2025, the valuation grade for Swarna Securitie has moved from fair to attractive, indicating a positive shift in its valuation outlook. The company is currently considered undervalued, with a price-to-earnings (PE) ratio of 19.67, a price-to-book value of 2.99, and a return on equity (ROE) of 12.48%. Notably, its EV to EBIT and EV to EBITDA ratios are both negative at -17.19, which may raise concerns about its operational efficiency.
In comparison to its peers, Swarna Securitie's PE ratio is significantly higher than Life Insurance's 12.53 but lower than Bajaj Finance's 35.35, suggesting it is positioned favorably within the industry. Additionally, the PEG ratio of 1.42 indicates that the stock is reasonably priced relative to its growth expectations. While the stock has underperformed the Sensex in the short term, it has shown impressive returns over longer periods, reinforcing its potential as an attractive investment opportunity.