Is Swarna Securitie overvalued or undervalued?

As of 1 July 2025, the valuation grade for Swarna Securitie has moved from attractive to very attractive, indicating a positive shift in its perceived value. The company is currently assessed as undervalued, with a PE ratio of 19.01, a Price to Book Value of 2.89, and a PEG ratio of 1.37. Notably, its ROE stands at 12.48%, which is a strong indicator of profitability relative to equity.
In comparison to its peers, Swarna Securitie's valuation metrics are favorable. For instance, Life Insurance has a PE ratio of 12.71, while Bajaj Finance is considered very expensive with a PE of 34.98. Additionally, despite recent underperformance against the Sensex, where it reported a YTD return of -15.51% compared to the Sensex's 7.11%, its long-term performance remains robust, with a 3-year return of 270.58%. This suggests that while short-term fluctuations may be present, the company's fundamentals support a valuation that is currently undervalued in the market.