Is Swarna Securitie overvalued or undervalued?

As of 14 July 2025, the valuation grade for Swarna Securitie has moved from very attractive to attractive, indicating a shift in investor sentiment. The company is currently assessed as fairly valued. Key ratios include a PE ratio of 18.29, a Price to Book Value of 2.78, and a ROE of 11.87%.
In comparison to its peers, Swarna Securitie's PE ratio is higher than Life Insurance's 11.99 but significantly lower than Bajaj Finance's 34.32, which is categorized as very expensive. Additionally, the EV to EBITDA ratio of Swarna Securitie is -15.81, which raises concerns compared to the industry benchmarks. Notably, the stock has outperformed the Sensex over the past year, returning 16.18% compared to the Sensex's 2.15%, although it has underperformed in the year-to-date period with a decline of 18.73%.