Is Swarna Securitie overvalued or undervalued?

As of 22 September 2025, Swarna Securitie's valuation grade has moved from fair to attractive, indicating a positive shift in its perceived value. The company appears to be undervalued based on its current metrics, with a PE ratio of 18.81, a Price to Book Value of 2.86, and a ROE of 11.87%. In comparison to its peers, Bajaj Finance is categorized as very expensive with a PE ratio of 35.96, while Life Insurance is very attractive with a PE of 11.76, highlighting Swarna Securitie's relative affordability within the sector.
Despite recent stock performance showing a decline of 12.54% over the past week compared to a slight gain in the Sensex, the long-term returns are compelling, with a 5-year return of 455.85% against the Sensex's 117.73%. This suggests that while short-term fluctuations may be concerning, the overall growth trajectory of Swarna Securitie positions it favorably in the market.