Is Jindal Leasefin overvalued or undervalued?

As of 17 October 2025, the valuation grade for Jindal Leasefin has moved from risky to very expensive, indicating a significant deterioration in its investment appeal. The company is currently overvalued, as evidenced by its negative PE ratio of -5.25 and an EV to EBIT of -2.03, which are stark contrasts to its peers. Notably, Bajaj Finance, a comparable firm, has a PE ratio of 38.21, highlighting the disparity in valuation metrics.
In addition to the concerning ratios, Jindal Leasefin's ROCE stands at a staggering -313.00%, further underscoring its financial struggles. Compared to peers like Life Insurance, which boasts a PE ratio of 11.49, Jindal Leasefin's valuation appears excessively high. The company's recent stock performance has also lagged, with a year-to-date return of -4.05%, significantly underperforming the Sensex's 7.44% return. This combination of poor financial ratios and relative performance suggests that Jindal Leasefin is indeed overvalued in the current market landscape.