Karur Vysya Bank Ltd. Hits New 52-Week High at Rs.328.9

Stock Performance and Market Context

On 17 Feb 2026, Karur Vysya Bank Ltd. (Stock ID: 124359) recorded an intraday high of Rs.328.9, representing a 3.95% increase on the day and a 3.56% gain compared to the previous close. This new peak surpasses its previous 52-week high and all-time high, underscoring the stock’s robust upward trajectory. The stock has been on a positive run, gaining for two consecutive days and delivering a cumulative return of 3.78% during this period.

The bank’s shares outperformed the private sector banking sector by 3.87% on the day, signalling strong relative strength amid a broadly positive market environment. Karur Vysya Bank is currently trading above all key moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, which further confirms the sustained bullish momentum.

Meanwhile, the broader market also showed resilience. The Sensex, after opening flat with a minor dip of 79.48 points, climbed 293.33 points to close at 83,491.00, a 0.26% gain. Although the Sensex remains 3.2% shy of its own 52-week high of 86,159.02, mega-cap stocks led the advance, providing a supportive backdrop for mid and small-cap stocks like Karur Vysya Bank.

Strong One-Year Performance

Over the past year, Karur Vysya Bank has delivered an impressive return of 79.60%, significantly outpacing the Sensex’s 9.86% gain during the same period. The stock’s 52-week low was Rs.153.05, highlighting the substantial appreciation in value over the last twelve months. This performance places the bank among the top performers in the private sector banking segment and the broader market.

Fundamental Strength Underpinning the Rally

Karur Vysya Bank’s recent price surge is supported by strong fundamental metrics. The bank boasts a Tier 1 Capital Adequacy Ratio of 15.34%, reflecting a solid capital base that exceeds regulatory requirements and provides a cushion against credit risks. This robust capital position is a key factor in the bank’s long-term stability and growth prospects.

Net profit growth has been remarkable, with an annualised rate of 46.67%, signalling healthy earnings momentum. The bank has reported positive results for 18 consecutive quarters, demonstrating consistent operational performance. The latest quarterly figures include a highest-ever Profit After Tax (PAT) of Rs.689.96 crores, Profit Before Tax excluding other income (PBT LESS OI) at Rs.391.62 crores, and Earnings Per Share (EPS) reaching Rs.7.14.

Institutional investors hold a significant 57.09% stake in the company, an increase of 1.3% over the previous quarter. This high level of institutional ownership often reflects confidence in the company’s fundamentals and governance standards, as these investors typically conduct thorough due diligence before increasing their holdings.

Market Position and Quality Ratings

Karur Vysya Bank is ranked among the top 1% of companies rated by MarketsMojo across a universe of over 4,000 stocks. It holds a Mojo Score of 78.0 and has been upgraded from a Hold to a Buy rating as of 09 Dec 2025, reflecting improved quality and growth prospects. The bank is positioned 16th among Small Cap stocks and 45th across the entire market, underscoring its strong standing within its peer group.

Its Market Cap Grade is 3, indicating a mid-sized market capitalisation relative to other listed entities. The stock’s Price to Book Value stands at 2.4, which is on the higher side compared to peers, reflecting a premium valuation driven by its consistent earnings growth and strong capital adequacy.

Valuation and Profitability Metrics

The bank’s Return on Assets (ROA) is 1.8%, a respectable figure in the banking sector that indicates efficient utilisation of assets to generate profits. Despite the elevated valuation, the Price/Earnings to Growth (PEG) ratio is 0.6, suggesting that the stock’s price growth is supported by earnings expansion and is not excessively stretched.

Profit growth over the past year has been 22%, which, while lower than the stock’s price appreciation, still represents solid earnings momentum. This divergence between profit growth and stock returns is not uncommon in high-growth stocks but is balanced here by the bank’s strong fundamentals and institutional backing.

Consistent Returns and Market Outperformance

Karur Vysya Bank has demonstrated consistent returns over the last three years, outperforming the BSE500 index in each annual period. This track record of sustained outperformance highlights the bank’s ability to generate shareholder value through both capital appreciation and earnings growth.

The stock’s recent rally to a new 52-week high is a culmination of these factors, reflecting investor recognition of the bank’s strong fundamentals, improving quality grades, and favourable market positioning within the private sector banking industry.

While the Sensex trades below its 50-day moving average, the index’s 50-day average remains above its 200-day average, indicating an overall positive medium-term trend. This environment has supported mid and small-cap stocks like Karur Vysya Bank, which have capitalised on sectoral tailwinds and company-specific strengths.

Summary of Key Metrics

To summarise, Karur Vysya Bank’s key metrics as of 17 Feb 2026 include:

• New 52-week and all-time high price: Rs.328.9
• One-year return: 79.60%
• Tier 1 Capital Adequacy Ratio: 15.34%
• Annualised net profit growth: 46.67%
• Latest quarterly PAT: Rs.689.96 crores
• Institutional holdings: 57.09%
• Mojo Score: 78.0 (Buy rating, upgraded from Hold)
• Price to Book Value: 2.4
• Return on Assets: 1.8%
• PEG Ratio: 0.6

These figures collectively illustrate the bank’s strong financial health and market performance, which have driven the stock to its current peak.

Conclusion

Karur Vysya Bank Ltd.’s achievement of a new 52-week high at Rs.328.9 marks a significant milestone in its market journey. Supported by solid fundamentals, consistent earnings growth, and strong institutional backing, the stock’s momentum reflects its elevated standing within the private sector banking sector. The bank’s ability to outperform both its sector and the broader market over the past year underscores its resilience and quality as a listed entity.

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