Stock Performance and Market Position
On 17 Feb 2026, Karur Vysya Bank Ltd. (Stock ID: 124359) recorded a closing price just 0.4% shy of its 52-week high of ₹328, touching an intraday peak of ₹327.65, representing a 3.56% gain on the day. The stock outperformed its sector by 3.42% and the broader Sensex by a substantial margin, with a day change of 3.63% compared to Sensex’s 0.30%. This marks the second consecutive day of gains, with a cumulative return of 3.32% over this period.
The bank’s share price is trading comfortably above all key moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, signalling strong upward momentum and investor confidence in its valuation.
Long-Term Returns Outshine Benchmarks
Karur Vysya Bank Ltd. has demonstrated exceptional long-term performance relative to the broader market. Over the past year, the stock has surged by 79.74%, vastly outperforming the Sensex’s 9.91% gain. Its year-to-date return stands at 24.39%, while the Sensex has declined by 1.99% in the same period.
Looking further back, the bank’s three-year return of 294.67% dwarfs the Sensex’s 36.93%, and its five-year return of 598.60% far exceeds the Sensex’s 61.55%. Even over a decade, Karur Vysya Bank Ltd. has delivered a remarkable 447.42% return, outperforming the Sensex’s 257.23% growth.
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Fundamental Strength Underpinning the Rally
The bank’s strong fundamentals have been a key driver behind its stock price appreciation. Karur Vysya Bank Ltd. boasts a Tier 1 Capital Adequacy Ratio of 15.34%, indicating a solid capital base that supports its lending activities and risk management framework.
Net profit growth has been impressive, with an annualised rate of 46.67%, reflecting consistent profitability and operational efficiency. The company has reported positive results for 18 consecutive quarters, underscoring its stable earnings trajectory.
In the most recent quarter, the bank posted its highest-ever Profit After Tax (PAT) of ₹689.96 crores, alongside a Profit Before Tax less Other Income (PBT less OI) of ₹391.62 crores. Earnings per share (EPS) also reached a record quarterly high of ₹7.14, highlighting strong shareholder returns.
Institutional Confidence and Market Recognition
Institutional investors hold a significant 57.09% stake in Karur Vysya Bank Ltd., reflecting confidence from well-resourced market participants with deep fundamental analysis capabilities. This institutional holding has increased by 1.3% over the previous quarter, signalling growing endorsement from professional investors.
MarketsMojo ranks Karur Vysya Bank Ltd. among the top 1% of over 4,000 stocks analysed, placing it 16th among Small Cap companies and 45th across the entire market. The bank’s Mojo Score stands at 78.0, with a recent upgrade from Hold to Buy on 9 Dec 2025, reflecting improved quality and valuation metrics.
Valuation and Profitability Metrics
Despite its strong performance, the bank’s valuation metrics indicate a premium positioning. The Price to Book Value ratio stands at 2.4, which is higher than the average historical valuations of its peers. Return on Assets (ROA) is recorded at 1.8%, reflecting efficient asset utilisation.
While profits have increased by 22% over the past year, the stock’s return of 79.74% suggests a PEG ratio of 0.6, indicating that the market is pricing in strong growth relative to earnings expansion.
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Consistent Growth and Market Outperformance
Karur Vysya Bank Ltd.’s consistent quarterly positive results and robust financial health have contributed to its sustained market outperformance. The stock has outpaced the BSE500 index in each of the last three annual periods, demonstrating resilience and strong investor appeal within the private sector banking space.
The bank’s ability to maintain a strong capital adequacy ratio alongside healthy profit growth highlights its prudent risk management and effective business strategy execution.
Summary of Key Metrics
To summarise, Karur Vysya Bank Ltd. exhibits:
- Mojo Score of 78.0 with a Buy grade upgraded from Hold on 9 Dec 2025
- Market Cap Grade of 3
- Institutional holdings at 57.09%, increased by 1.3% over the last quarter
- Tier 1 Capital Adequacy Ratio of 15.34%
- Annualised net profit growth of 46.67%
- Record quarterly PAT of ₹689.96 crores and EPS of ₹7.14
- Price to Book Value ratio of 2.4 and ROA of 1.8%
These figures collectively underpin the stock’s recent all-time high and reflect the company’s strong position within the private sector banking industry.
Conclusion
Karur Vysya Bank Ltd.’s stock reaching an all-time high is a testament to its sustained financial strength, consistent profitability, and market leadership. The bank’s impressive returns over multiple time horizons, combined with solid fundamentals and institutional backing, have propelled it to this significant milestone. While the valuation reflects a premium, the company’s robust growth metrics and capital adequacy provide a strong foundation for its current market standing.
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