Karur Vysya Bank Ltd. Stock Hits All-Time High at Rs.328

Stock Performance and Market Context

On 11 Feb 2026, Karur Vysya Bank Ltd. recorded its highest-ever share price at Rs.328, marking a fresh 52-week and all-time peak. Despite a slight decline of 0.86% on the day compared to the Sensex’s modest gain of 0.08%, the stock has demonstrated remarkable resilience and upward momentum over longer periods. The bank’s shares have outperformed the broader market consistently, with a 1-month return of 22.35% versus the Sensex’s 0.92%, and a 3-month gain of 31.29% compared to the Sensex’s 0.56%.

Over the past year, Karur Vysya Bank Ltd. has delivered an impressive 69.65% return, significantly outpacing the Sensex’s 10.55% growth. Year-to-date performance also remains strong at 22.33%, contrasting with the Sensex’s decline of 1.03%. The bank’s long-term track record is equally compelling, with a three-year return of 273.73% and a five-year surge of 584.57%, dwarfing the Sensex’s respective gains of 38.99% and 63.67%. Even over a decade, the stock has appreciated by 441.12%, well ahead of the Sensex’s 267.48% rise.

Intraday volatility has been notably high, with a weighted average price volatility of 52.12% recorded today, reflecting active trading and investor engagement. The stock currently trades above all key moving averages – 5-day, 20-day, 50-day, 100-day, and 200-day – signalling sustained bullish momentum despite a minor two-day consecutive decline resulting in a 1.01% loss over that period.

Fundamental Strength Underpinning the Rally

Karur Vysya Bank Ltd.’s ascent to its all-time high is supported by strong fundamental metrics. The bank boasts a Tier 1 Capital Adequacy Ratio of 15.34%, indicating a solid capital base well above regulatory requirements. This robust capital position enhances the bank’s ability to absorb potential losses and supports sustainable growth.

Net profit growth has been exceptional, with an annualised rate of 46.67%, reflecting effective management and operational efficiency. The company has reported positive results for 18 consecutive quarters, underscoring consistent profitability. The latest quarterly figures highlight a PAT (Profit After Tax) of Rs.689.96 crores, the highest recorded to date, alongside a PBT (Profit Before Tax) excluding other income of Rs.391.62 crores and an EPS (Earnings Per Share) of Rs.7.14, also at record levels.

Institutional investors hold a significant 57.09% stake in the company, a figure that increased by 1.3% over the previous quarter. This high level of institutional ownership suggests confidence in the bank’s fundamentals and governance, as these investors typically conduct thorough due diligence before increasing their holdings.

Karur Vysya Bank Ltd. is recognised among the top 1% of companies rated by MarketsMojo across a universe of over 4,000 stocks. It holds a rank of 15 among small-cap companies and 45 across the entire market, reflecting its strong market standing and quality metrics. The bank’s Mojo Score stands at 78.0, with a recent upgrade from Hold to Buy on 9 Dec 2025, signalling improved outlook based on comprehensive analysis.

Comparative Returns and Valuation Considerations

The bank’s consistent outperformance is evident in its returns relative to the BSE500 index, having surpassed the benchmark in each of the last three annual periods. This track record of delivering superior returns highlights the company’s ability to generate shareholder value over time.

However, valuation metrics indicate a premium pricing relative to peers. The Price to Book Value ratio stands at 2.4, which is considered high within the sector. The Return on Assets (ROA) is 1.8%, reflecting efficient asset utilisation but also contributing to the elevated valuation. The Price/Earnings to Growth (PEG) ratio is 0.6, suggesting that the stock’s price growth is somewhat ahead of its profit growth, which rose by 22% over the past year compared to the 69.23% return generated by the stock.

These valuation factors highlight the market’s confidence in the bank’s quality and growth prospects, though they also imply that the stock is trading at a premium compared to historical averages and sector peers.

Summary of the Bank’s Market Position and Performance

Karur Vysya Bank Ltd. operates within the private sector banking industry and has demonstrated remarkable growth and resilience. Its market capitalisation grade is 3, reflecting a mid-tier market cap status. Despite a minor underperformance relative to its sector today by 0.48%, the stock’s overall trajectory remains strongly positive.

The bank’s ability to maintain positive quarterly results for 18 straight quarters, coupled with record-high profitability metrics, underlines its operational strength. The high institutional holding percentage further reinforces the confidence placed in the company by sophisticated investors.

Trading above all major moving averages, the stock’s technical indicators align with its fundamental strength, supporting the sustainability of its current valuation levels. While the stock has experienced some short-term volatility and a slight dip over the last two days, its long-term trend remains firmly upward.

In conclusion, Karur Vysya Bank Ltd.’s attainment of an all-time high share price at Rs.328 is a testament to its consistent financial performance, strong capital adequacy, and favourable market positioning. The company’s impressive returns over multiple time horizons and its recognition among the top-rated stocks by MarketsMojo further highlight its stature within the private sector banking space.

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