Karur Vysya Bank Ltd. Stock Hits All-Time High at Rs.322.65

Stock Performance and Market Movement

On the day of this record, Karur Vysya Bank opened with a notable gap up of 4.71%, signalling strong buying interest from the outset. The stock touched an intraday high of Rs.322.65, marking an 8.98% increase from its previous close. Despite this impressive rise, the stock underperformed its sector by 1.54% on the day, closing with a day change of 2.50%. The stock has demonstrated considerable volatility today, with an intraday volatility of 79.54% calculated from the weighted average price.

Karur Vysya Bank has been on a positive streak, gaining for two consecutive days and delivering a cumulative return of 6.48% over this period. It is currently trading above all key moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, underscoring a strong upward momentum in the short, medium, and long term.

Comparative Performance Against Benchmarks

When compared to the broader market, Karur Vysya Bank has outperformed the Sensex across multiple time frames. Over the last one day, the stock rose by 2.36%, slightly below the Sensex’s 2.89% gain. However, over one week, the bank’s stock appreciated by 3.50%, surpassing the Sensex’s 2.65%. The outperformance becomes more pronounced over longer periods: a 1-month gain of 11.23% versus the Sensex’s decline of 2.02%, a 3-month return of 20.14% compared to the Sensex’s flat 0.06%, and a remarkable 1-year return of 56.81% against the Sensex’s 8.86%.

Year-to-date, the stock has gained 14.97%, while the Sensex has declined by 1.40%. Over three years, Karur Vysya Bank has delivered an extraordinary 244.78% return, vastly outperforming the Sensex’s 38.11%. The five-year performance is even more striking, with a 729.82% gain compared to the Sensex’s 67.20%, and over ten years, the stock has appreciated by 370.28%, outpacing the Sensex’s 246.88% growth.

Fundamental Strength and Financial Metrics

Karur Vysya Bank’s ascent to this all-time high is supported by strong fundamental indicators. The bank boasts a Tier 1 Capital Adequacy Ratio of 15.34%, reflecting a solid capital base and prudent risk management. Net profit growth has been impressive, with an annualised rate of 46.67%, indicating healthy earnings expansion over time.

The bank has consistently declared positive results for 18 consecutive quarters, demonstrating operational stability and resilience. The latest quarterly figures highlight a highest-ever Profit After Tax (PAT) of Rs.689.96 crores, and a Profit Before Tax less Other Income (PBT less OI) of Rs.391.62 crores. Earnings per share (EPS) for the quarter reached a peak of Rs.7.14, underscoring the bank’s profitability.

Institutional investors hold a significant stake of 57.09% in the company, an increase of 1.3% over the previous quarter. This high level of institutional ownership reflects confidence from investors with extensive analytical capabilities and resources.

Karur Vysya Bank is ranked among the top 1% of all 4,000 stocks rated by MarketsMojo, with a Mojo Score of 78.0 and a current Mojo Grade of Buy, upgraded from Hold on 9 December 2025. It holds a market cap grade of 3 and is ranked 11th among Small Cap stocks and 32nd across the entire market, highlighting its strong standing in the investment community.

Valuation and Risk Considerations

Despite the strong performance, the stock carries a relatively high valuation. The Return on Assets (ROA) stands at 1.8%, while the Price to Book Value ratio is 2.2, indicating a premium valuation compared to peers. The stock’s Price/Earnings to Growth (PEG) ratio is 0.6, reflecting a valuation that factors in the company’s earnings growth rate.

While the stock has generated a 57.01% return over the past year, profits have increased by 22% during the same period, suggesting that the market has priced in a higher growth expectation. Investors should note this premium positioning when analysing the stock’s valuation metrics.

Consistent Returns and Market Positioning

Karur Vysya Bank’s consistent returns over multiple time horizons have positioned it as a standout performer in the private sector banking space. The stock has outperformed the BSE500 index in each of the last three annual periods, reinforcing its status as a reliable growth stock. Its long-term track record of delivering value to shareholders is reflected in the extraordinary five-year return of 729.82% and a three-year return of 244.78%.

The bank’s strong fundamentals, combined with its high institutional ownership and top-tier rankings by MarketsMojo, place it among the elite stocks within the small cap and broader market categories. This achievement of an all-time high price is a testament to the company’s sustained growth and market confidence.

Summary of Key Metrics

To summarise, Karur Vysya Bank Ltd. has reached a new peak of Rs.322.65, supported by:

• Strong Tier 1 Capital Adequacy Ratio of 15.34%
• Annualised net profit growth of 46.67%
• Highest quarterly PAT of Rs.689.96 crores and EPS of Rs.7.14
• High institutional holdings at 57.09%, increased by 1.3% over last quarter
• Mojo Score of 78.0 with an upgraded Mojo Grade to Buy from Hold
• Consistent outperformance versus Sensex and BSE500 indices over multiple time frames

These factors collectively underpin the stock’s record-setting performance and highlight its position as a leading private sector bank in India.

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