Stock Performance and Market Position
On 25 Feb 2026, Karur Vysya Bank Ltd. closed near its 52-week high, just 0.53% shy of the peak price of ₹338.95. The stock recorded a daily gain of 1.65%, outperforming the Sensex’s 0.60% rise on the same day. This marks the fourth consecutive day of gains, with the stock appreciating 5.64% over this period. Over longer time frames, the bank’s stock has demonstrated exceptional resilience and growth, delivering returns of 4.85% over one week versus the Sensex’s decline of 1.21%, and an impressive 28.79% over one month compared to the Sensex’s modest 1.45% increase.
More notably, the stock has outpaced the broader market significantly over the past year, generating a return of 95.74% against the Sensex’s 10.88%. Year-to-date, it has risen 29.65%, while the Sensex has declined by 2.94%. The bank’s three-year and five-year returns stand at 317.17% and 576.10% respectively, dwarfing the Sensex’s 39.11% and 62.07% gains over the same periods. Even over a decade, Karur Vysya Bank Ltd. has delivered a remarkable 511.30% return, nearly doubling the Sensex’s 260.02% growth.
Technical indicators further reinforce the stock’s strength, with the price trading above all key moving averages – 5-day, 20-day, 50-day, 100-day, and 200-day – signalling sustained upward momentum.
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Financial Strength and Profitability Metrics
Karur Vysya Bank Ltd.’s ascent to an all-time high is underpinned by strong long-term fundamentals. The bank boasts a Tier 1 Capital Adequacy Ratio of 15.34%, reflecting a solid capital base that supports its lending and growth activities. Net profit has expanded at an annualised rate of 46.67%, signalling robust earnings growth over recent years.
The bank has reported positive results for 18 consecutive quarters, a testament to its consistent profitability. The latest quarterly figures highlight a PAT (Profit After Tax) of ₹689.96 crores, the highest recorded to date. Similarly, the PBT (Profit Before Tax) excluding other income reached ₹391.62 crores, also a record high. Earnings per share (EPS) for the quarter stood at ₹7.14, marking the strongest quarterly EPS performance in the company’s history.
Institutional investors hold a significant 57.09% stake in the company, an increase of 1.3% over the previous quarter. This elevated institutional holding reflects confidence in the bank’s fundamentals and governance, given these investors’ capacity for detailed fundamental analysis.
Market Recognition and Ratings
Karur Vysya Bank Ltd. is ranked among the top 1% of companies rated by MarketsMojo across a universe of over 4,000 stocks. It holds a distinguished position at number 16 among Small Cap companies and ranks 50 across the entire market. The company’s Mojo Score stands at 78.0, with a recent upgrade in its Mojo Grade from Hold to Buy as of 09 Dec 2025, reflecting improved market and financial metrics.
The Market Cap Grade is rated 3, indicating a mid-tier market capitalisation status within its sector. The stock’s performance today is in line with its sector peers, reinforcing its competitive standing.
Valuation and Risk Considerations
Despite its strong performance, the stock carries a premium valuation. The Price to Book Value ratio is 2.5, which is considered high relative to peer averages. The Return on Assets (ROA) stands at 1.8%, indicating efficient asset utilisation but also contributing to the elevated valuation.
Over the past year, while the stock price has surged by 95.74%, profits have increased by 22%, resulting in a Price/Earnings to Growth (PEG) ratio of 0.6. This suggests that the stock’s price appreciation has outpaced earnings growth, a factor that investors may weigh in their analysis.
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Long-Term Growth and Market Outperformance
Karur Vysya Bank Ltd.’s stock has demonstrated consistent outperformance relative to the BSE500 index over the last three annual periods. This sustained growth trajectory is supported by the bank’s strong capital adequacy, disciplined credit practices, and steady profit expansion. The company’s low ratio of non-performing assets indicates effective credit risk management, contributing to its healthy financial position.
The bank’s ability to maintain positive quarterly results for 18 straight quarters highlights operational consistency and resilience in a competitive banking environment. This track record has been a key driver behind the stock’s upward momentum and all-time high valuation.
In summary, Karur Vysya Bank Ltd.’s stock reaching an all-time high is a reflection of its robust financial health, consistent earnings growth, and strong market positioning within the private sector banking industry. The stock’s performance over multiple time horizons significantly outpaces benchmark indices, underscoring its status as a leading market performer.
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