Abirami Fin.

Why is Abirami Financial Services (India) Ltd falling/rising?

As of 08-Aug, Abirami Financial Services (India) Ltd's stock price has declined to Rs 31.88, reflecting a drop of -4.98%. This decline is due to underperformance compared to its sector, decreased investor interest, and negative long-term trends, despite a recent positive return over the past week.

As of 08-Aug, Abirami Financial Services (India) Ltd is experiencing a decline in its stock price, currently at Rs 31.88, which reflects a change of -1.67 or -4.98%. This drop can be attributed to several factors highlighted in the data. <BR><BR>Firstly, the stock has underperformed its sector by -2.96% today, indicating a weaker performance compared to its peers. Additionally, the stock reached an intraday low of Rs 31.88, suggesting selling pressure during the trading session. The trading volume also indicates a lack of investor interest, with delivery volume on 06 August falling by -52.54% against the 5-day average, which points to decreasing participation from investors.<BR><BR>Moreover, while the stock has performed positively over the past week with a return of +5.39%, its longer-term performance shows significant declines, with a year-to-date drop of -16.06% and a one-year decline of -25.86%. This longer-term trend may be contributing to negative sentiment among investors. <BR><BR>In terms of moving averages, the stock is currently higher than its 5-day and 20-day moving averages but lower than the 50-day, 100-day, and 200-day moving averages, indicating a potential bearish trend in the longer term. Overall, these factors collectively contribute to the current decline in the stock price of Abirami Financial Services (India) Ltd.

Which are the latest news on Abirami Fin.?

When is the next results date for Abirami Financial Services (India) Ltd?

The next results date for Abirami Financial Services (India) Ltd is 28 July 2026.

The next results date for Abirami Financial Services (India) Ltd is scheduled for 28 July 2026.

How big is Abirami Fin.?

As of 10th June, Abirami Financial Services (India) Ltd has a market capitalization of 18.00 Cr, with Net Sales of 0.00 Cr and a Net Profit of 0.51 Cr reported in the latest four quarters. Shareholder's Funds are 19.84 Cr and Total Assets amount to 20.28 Cr as of March 2025.

As of 10th June, Abirami Financial Services (India) Ltd has a market capitalization of 18.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 0.00 Cr and a Net Profit of 0.51 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 19.84 Cr and Total Assets of 20.28 Cr.

Who are in the management team of Abirami Fin.?

The management team of Abirami Fin. includes Chairman Kallidaikuruchi V Aiyappan, Non-Executive Directors Muthulakshmi and Arunachalam Kanaga Sabesan, Executive Director Chitra Sivaramakrishnan, and Independent Non-Executive Directors M G Bhaskar and Revathi Sureshkumar.

The management team of Abirami Fin. includes the following individuals:<BR><BR>1. **Kallidaikuruchi V Aiyappan** - Chairman & Non-Executive Director<BR>2. **Muthulakshmi** - Non-Executive Director<BR>3. **Chitra Sivaramakrishnan** - Executive Director / Whole Time Director<BR>4. **M G Bhaskar** - Independent Non-Executive Director<BR>5. **Revathi Sureshkumar** - Independent Non-Executive Director<BR>6. **Arunachalam Kanaga Sabesan** - Independent Non-Executive Director<BR><BR>If you need more details about their roles or contributions, feel free to ask!

Who are the peers of the Abirami Fin.?

Abirami Fin.'s peers include CMX Holdings, Step Two Corp., Bazel Internatio, Asia Capital, Prism Finance, Krishna Capital, Gilada Finance, Rita Finance, and Bharat Bhushan. In terms of performance, Asia Capital leads with a 1-year return of 238.57%, while Abirami Fin. has a return of -31.70%.

Peers: The peers of Abirami Fin. are CMX Holdings, Step Two Corp., Bazel Internatio, Asia Capital, Prism Finance, Krishna Capital, Gilada Finance, Rita Finance and, Bharat Bhushan.<BR><BR>Quality Snapshot: Excellent management risk is observed at Step Two Corp., Bazel Internatio, and Gilada Finance, while Below Average management risk is found at CMX Holdings, Prism Finance, Rita Finance and, Bharat Bhushan. Average management risk is noted at Prism Finance, while Abirami Fin., Asia Capital, and Krishna Capital do not qualify. In terms of growth, Excellent growth is seen at Bazel Internatio and Gilada Finance, while Average growth is noted at Step Two Corp. and Below Average growth is found at Prism Finance, Rita Finance and, Bharat Bhushan. Abirami Fin., Asia Capital, and Krishna Capital do not qualify for growth. For capital structure, Excellent capital structure is observed at Step Two Corp., Bazel Internatio, Prism Finance, and Gilada Finance, while Average capital structure is found at Prism Finance, and the rest do not qualify.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Asia Capital at 238.57%, while the peer with the lowest is Gilada Finance at -4.96%. Abirami Fin.'s 1-year return is -31.70%, which is lower than both of these peers. Additionally, CMX Holdings, Bazel Internatio, Prism Finance, Gilada Finance, Rita Finance and, Bharat Bhushan all have negative six-month returns.

What does Abirami Fin. do?

Abirami Financial Services (India) Ltd is a Micro Cap NBFC focused on hire purchase, leasing, and lending against securities and properties. As of March 2026, it reported a net profit of 0 Cr and has a market cap of INR 18 Cr.

Overview:<BR>Abirami Financial Services (India) Ltd is a Micro Cap company operating in the Non Banking Financial Company (NBFC) sector, primarily engaged in hire purchase, leasing, and lending money against securities and properties.<BR><BR>History:<BR>The company was incorporated on 19 April 1993 and obtained its Certificate of Commencement of Business on 13 May 1993. The latest quarterly results reported are for March 2026, showing a net profit of 0 Cr.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: N/A<BR>Most recent Net Profit: 0 Cr (Quarterly Results - Mar 2026)<BR>Market-cap value: INR 18 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 34.00<BR>Industry P/E: 20<BR>Dividend Yield: 0.00%<BR>Debt-Equity: 0.00<BR>Return on Equity: 2.61%<BR>Price-to-Book: 0.90<BR><BR>Contact Details:<BR>Address: Capital Place New No16(Old 50), South Boag Road T Nagar Chennai Tamil Nadu : 600017<BR>Tel: 91-44-24356224<BR>Email: abi@afslindia.com<BR>Website: http://www.afslindia.com

How has been the historical performance of Abirami Fin.?

Abirami Fin. has consistently reported zero net sales and operating income from March 2019 to March 2025, with fluctuating employee costs and other expenses. While it achieved a notable profit in March 2023, both operating profit and profit after tax have declined significantly since then, alongside decreasing reserves and total assets.

Answer:<BR>The historical performance of Abirami Fin. shows a consistent trend of zero net sales and other operating income over the past several years, indicating a lack of revenue generation. The total operating income has remained at zero from March 2019 to March 2025. Employee costs have fluctuated slightly, with a low of 0.08 crore in March 2019 and a peak of 0.39 crore in March 2023, before decreasing to 0.26 crore in March 2025. Other expenses have also varied, peaking at 0.84 crore in March 2023 and declining to 0.37 crore in March 2025. The operating profit (PBDIT) has been negative for most years, with a notable profit of 18.61 crore in March 2023, followed by a decrease to 0.82 crore in March 2025. Profit after tax has shown a similar pattern, reaching a high of 14.60 crore in March 2023, but dropping to 0.58 crore in March 2025. The company has maintained a stable equity capital of 5.40 crore since March 2024, with reserves decreasing from 16.34 crore in March 2023 to 14.44 crore in March 2025. Total assets have decreased from 26.40 crore in March 2023 to 20.28 crore in March 2025, while total liabilities have also declined from 26.40 crore to 20.28 crore in the same period. Cash and cash equivalents have remained relatively stable, closing at 18.00 crore in March 2025, consistent with the previous year.<BR><BR>Breakdown:<BR>Abirami Fin. has not generated any net sales or other operating income from March 2019 to March 2025, reflecting a stagnant revenue position. Employee costs have shown a slight increase over the years, peaking in March 2023, while other expenses have fluctuated but generally trended downwards. The operating profit has been mostly negative, with a significant profit in March 2023 followed by a decline in subsequent years. Profit after tax mirrored this trend, peaking in March 2023 before dropping significantly. The company's equity capital has remained stable, but reserves have decreased over the years. Total assets and liabilities have both seen a decline, indicating a contraction in the company's financial position. Cash and cash equivalents have remained stable, suggesting some liquidity despite the overall lack of operational revenue.

Is Abirami Fin. overvalued or undervalued?

As of July 17, 2025, Abirami Fin. is considered very expensive and overvalued due to a high PE ratio of 23.57, negative profitability metrics, low returns on capital and equity, and poor stock performance compared to the Sensex.

As of 17 July 2025, the valuation grade for Abirami Fin. has moved from expensive to very expensive, indicating a significant shift in its perceived value. The company is currently overvalued, as evidenced by its high PE ratio of 23.57 and a negative EV to EBIT and EV to EBITDA of -5.16, which raises concerns about its profitability. Additionally, the ROCE stands at a concerning -44.76%, while the ROE is only 3.02%, suggesting inefficiencies in generating returns on capital and equity.<BR><BR>When compared to its peers, Abirami Fin. stands out with a PE ratio significantly higher than Life Insurance at 12.12 and Bajaj Finance at 34.51, both of which are classified as fair or very expensive, respectively. This stark contrast highlights the overvaluation of Abirami Fin. in the current market context. Furthermore, the company's recent stock performance has lagged behind the Sensex, with a year-to-date return of -34.86% compared to the Sensex's 5.27%, reinforcing the notion that the stock may not justify its current valuation.

What is the technical trend for Abirami Fin.?

As of May 30, 2025, Abirami Fin. exhibits a mildly bearish trend overall, with mixed signals from various indicators, including a mildly bullish weekly MACD and bearish Bollinger Bands.

As of 30 May 2025, the technical trend for Abirami Fin. has changed from bearish to mildly bearish. The weekly MACD indicates a mildly bullish stance, while the monthly MACD shows a mildly bearish trend, suggesting mixed signals. The Bollinger Bands are bearish on both weekly and monthly time frames, and daily moving averages remain bearish. The KST and Dow Theory are both mildly bullish on the weekly but mildly bearish on the monthly, adding to the overall mixed outlook. The RSI shows no signals in either time frame. Overall, the current technical stance is mildly bearish, with key indicators reflecting a lack of strong momentum in either direction.

Who are the top shareholders of the Abirami Fin.?

The top shareholder of Abirami Fin. is Kallidaikuruchi Visweswaran Aiyappan, with a 45.65% stake. Other significant shareholders include Lakshmana Associates Private Ltd at 4.95% and individual investors with a combined 8.58%.

The top shareholders of Abirami Fin. include Kallidaikuruchi Visweswaran Aiyappan, who holds the largest stake at 45.65%. Other notable shareholders include Lakshmana Associates Private Ltd, which holds 4.95%, and individual investors collectively holding 8.58%. There are no mutual funds or foreign institutional investors currently holding shares in the company, and there are no pledged promoter holdings.

Has Abirami Fin. declared dividend?

Abirami Financial Services (India) Ltd has declared a 25% dividend, with an ex-date of August 16, 2024. However, the dividend yield is 0%, and total returns have varied significantly, showing strong long-term performance despite recent declines.

Abirami Financial Services (India) Ltd has declared a 25% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 25%<BR>- Ex-date: 16 Aug 24<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -24.91%, the dividend return was 0%, resulting in a total return of -24.91%.<BR><BR>Over the past year, the price return was -16.75%, with a dividend return of 0%, leading to a total return of -16.75%.<BR><BR>In the 2-year period, the price return was 40.58%, the dividend return was 0%, which resulted in a total return of 40.58%.<BR><BR>For the 3-year period, the price return was 0%, the dividend return was 0%, culminating in a total return of 0.0%.<BR><BR>In the 4-year period, the price return was 1001.0%, with a dividend return of 0%, resulting in a total return of 1001.0%.<BR><BR>Over the last 5 years, the price return was 698.73%, the dividend return was 0%, leading to a total return of 698.73%.<BR><BR>Overall, while Abirami Financial Services has declared a dividend, the dividend yield remains at 0%. The total returns over various periods show significant variability, with particularly strong returns over the longer term despite recent negative price performance.