How has been the historical performance of the AGS Transact?

AGS Transact has experienced a declining trend in net sales and profitability over the past five years, reporting a net loss of Rs -80.09 crore for the fiscal year ending March 2024, with net sales decreasing to Rs 1,470.63 crore. Despite improved cash flow from operating activities, the company's overall financial health remains concerning.

Answer:<BR>The historical performance of AGS Transact shows a declining trend in net sales and profitability over the past five years, culminating in a net loss for the fiscal year ending March 2024.<BR><BR>Breakdown:<BR>In the fiscal year ending March 2024, AGS Transact reported net sales of Rs 1,470.63 crore, a decrease from Rs 1,671.27 crore in March 2023 and Rs 1,771.87 crore in March 2022. The total operating income mirrored this decline, remaining at Rs 1,470.63 crore in March 2024. The company faced significant challenges, with an operating profit (PBDIT) of Rs 235.58 crore in March 2024, down from Rs 431.87 crore in the previous year. This decline in profitability was reflected in a profit before tax of Rs -125.35 crore for March 2024, contrasting with a profit of Rs 57.53 crore in March 2023. Consequently, the profit after tax also fell to Rs -80.09 crore in March 2024, compared to a profit of Rs 36.96 crore in the prior year. The company's total liabilities decreased to Rs 1,987.62 crore in March 2024 from Rs 2,232.93 crore in March 2023, while total assets also declined to Rs 1,987.62 crore. Cash flow from operating activities improved to Rs 349 crore in March 2024 from Rs 249 crore in March 2023, but the overall financial health remains concerning with a net cash inflow of Rs 18 crore for the year.

Who are in the management team of AGS Transact?

As of March 2022, the management team of AGS Transact includes Ravi Badrinarain Goyal (Chairman & Managing Director), Anupama Ravi Goyal (Director), and several independent directors, among others, bringing diverse expertise to the company.

As of March 2022, the management team of AGS Transact includes the following individuals:<BR><BR>1. Ravi Badrinarain Goyal - Chairman & Managing Director<BR>2. Anupama Ravi Goyal - Director<BR>3. Sudip Bandyopadhyay - Independent Director<BR>4. Vijay Chugh - Independent Director<BR>5. Rahul Narain Bhagat - Independent Director<BR>6. Subrata Kumar Mitra - Independent Director<BR>7. Stanley Johnson P - Director<BR>8. Vinayak R. Goyal - Director<BR>9. Sneha Kadam - Company Secretary & Compliance Officer<BR>10. Jhuma Guha - Additional Non-Executive Director & Independent Director<BR>11. Sivanandhan Dhanushkodi - Additional Director<BR>12. Sudip Bandyopadhyay - Non-Executive Director<BR><BR>This diverse team brings a range of expertise to the company.

When is the next results date for AGS Transact?

No Upcoming Board Meetings

Has AGS Transact declared dividend?

No Dividend History Available

Should I buy, sell or hold AGS Transact?

Are AGS Transact latest results good or bad?

AGS Transact Technologies' latest results show strong growth in profitability, with a 111.6% increase in Profit Before Tax and a 190.7% rise in Profit After Tax. However, concerns arise from a significant reliance on non-operating income and a sharp decline in net sales and profit in the subsequent quarter, leading to a 'Hold' recommendation from MarketsMOJO.

AGS Transact Technologies has shown a mixed performance in its latest financial results for the quarter ending September 2024. On one hand, the company reported significant growth in its Profit Before Tax (PBT) and Profit After Tax (PAT), with increases of 111.6% and 190.7% respectively compared to the previous four quarters. This indicates a strong improvement in profitability, and the PAT of Rs 15.17 crore marks the highest in the last five quarters.<BR><BR>Additionally, the company has maintained a robust operating cash flow of Rs 302.52 crore over the past three years, reflecting healthy cash generation from its operations. The Earnings per Share (EPS) also reached Rs 1.25, showcasing its ability to generate higher earnings for shareholders.<BR><BR>However, there are some concerns. A significant portion of the company's income—79.30% of its PBT—comes from non-operating sources, which raises questions about the sustainability of its business model. Furthermore, the recent quarterly results indicate a sharp decline in net sales and net profit for the quarter ending December 2024, with net profit dropping dramatically by 1,380.55% compared to the previous quarter.<BR><BR>Overall, while AGS Transact Technologies has shown positive trends in profitability and cash flow, the recent downturn in sales and profits suggests that there are challenges ahead. The stock call from MarketsMOJO is currently 'Hold', indicating a neutral stance for investors.

Is AGS Transact overvalued or undervalued?

As of February 17, 2025, AGS Transact is considered risky and overvalued due to a negative PE ratio of -0.40, a high EV to EBITDA ratio of 17.98, a low ROE of 1.72%, and a significant year-to-date stock decline of -92.11%, especially when compared to stronger peers like Tata Consultancy Services and Infosys.

As of 17 February 2025, the valuation grade for AGS Transact has moved from very attractive to risky, indicating a significant shift in market perception. The company appears to be overvalued at this time, especially considering its negative PE ratio of -0.40 and an EV to EBITDA ratio of 17.98, which is notably high compared to its peers. Additionally, the ROE stands at a mere 1.72%, suggesting inefficiency in generating returns for shareholders.<BR><BR>In comparison to its peers, AGS Transact's valuation metrics are concerning. For instance, Tata Consultancy Services Ltd. has a PE ratio of 25.23 and an EV to EBITDA of 17.63, while Infosys Ltd. shows a PE of 24.32 and an EV to EBITDA of 15.83, both indicating much stronger financial health and growth potential. Furthermore, AGS Transact's stock has underperformed significantly, with a year-to-date return of -92.11% compared to the Sensex's 5.57%, reinforcing the notion that the company is currently overvalued in the market.

What is the technical trend for AGS Transact?

As of June 2, 2025, AGS Transact shows a mildly bearish trend with mixed signals from various indicators, including a mildly bullish weekly MACD and bearish Bollinger Bands.

As of 2 June 2025, the technical trend for AGS Transact has changed from bearish to mildly bearish. The weekly MACD indicates a mildly bullish stance, while the monthly MACD is mildly bearish. The weekly RSI is bullish, but the monthly RSI shows no signal. Bollinger Bands are bearish on both weekly and monthly time frames. Daily moving averages are bearish, and the weekly KST is mildly bullish, contrasting with the monthly Dow Theory, which is bearish. Overall, the current technical stance is mildly bearish, influenced by mixed signals across different indicators and time frames.

Who are the peers of the AGS Transact?

AGS Transact's peers include PB Fintech, One 97, Infibeam Avenues, Fino Payments, One Mobikwik, Suvidhaa Info, WSFX Global, and MOS Utility. In terms of management risk, growth, and capital structure, AGS Transact ranks below average compared to its peers, with a 1-year return of -93.13%.

Peers: The peers of AGS Transact are PB Fintech., One 97, Infibeam Avenues, Fino Payments, One Mobikwik, Suvidhaa Info., WSFX Global, and MOS Utility.<BR><BR>Quality Snapshot: Excellent management risk is observed at PB Fintech., Infibeam Avenues, Fino Payments, and MOS Utility, while Average management risk is found at One 97 and the rest. Below Average management risk is noted for One Mobikwik, Suvidhaa Info., WSFX Global, and AGS Transact. In terms of growth, Excellent growth is seen at PB Fintech., Infibeam Avenues, Fino Payments, and MOS Utility, while Average growth is found at One 97 and One Mobikwik, and Below Average growth is noted for Suvidhaa Info., WSFX Global, and AGS Transact. Excellent capital structure is present at PB Fintech., One 97, Infibeam Avenues, Fino Payments, and MOS Utility, while Average capital structure is found at One Mobikwik and the rest, and Below Average capital structure is noted for Suvidhaa Info., WSFX Global, and AGS Transact.<BR><BR>Return Snapshot: One 97 has the highest 1-year return at 118.49%, while Infibeam Avenues has the lowest at -45.32%, with AGS Transact's 1-year return at -93.13% being significantly lower. Additionally, peers such as Fino Payments, One Mobikwik, WSFX Global, and AGS Transact have negative six-month returns.

What does AGS Transact do?

AGS Transact Technologies Ltd is a micro-cap fintech company that provides financial technology solutions. As of December 2024, it reported net sales of ₹2,096 Cr and a net loss of ₹1,943 Cr, with a market cap of ₹75 Cr.

Overview:<BR>AGS Transact Technologies Ltd operates in the financial technology (fintech) sector and is categorized as a micro-cap company.<BR><BR>History:<BR>The company was incorporated in 2002 as AGS Infotech Private Limited and underwent several name changes, becoming AGS Transact Technologies Private Limited in 2010 and then AGS Transact Technologies Limited after converting to a public limited company in the same year. The most recent quarterly results reported net sales and net profit for December 2024.<BR><BR>Financial Snapshot:<BR>Net Sales: 2,096 Cr (Quarterly Results - Dec 2024) <BR>Net Profit: -1,943 Cr (Quarterly Results - Dec 2024) <BR>Market Cap: INR 75 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: N/A <BR>Industry P/E: 29 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 1.79 <BR>Return on Equity: 1.72% <BR>Price to Book: 0.14<BR><BR>Contact Details:<BR>No Company Details Available <BR>Registrar Address: Not available.

Who are the top shareholders of the AGS Transact?

The top shareholders of AGS Transact include Vineha Enterprises Private Limited with 31.69%, individual investors at 32.61%, and HDFC Trustee Company Ltd. (3.57%). Institutional investors hold a total of 3.69%, with foreign institutional investors at 0.12%.

The top shareholders of AGS Transact include several key players. The majority of the shares are held by promoters, with Vineha Enterprises Private Limited being the largest promoter, holding 31.69%. Individual investors collectively hold 32.61% of the shares. In terms of institutional investment, mutual funds have a stake through one scheme, accounting for 3.57%, while foreign institutional investors (FIIs) hold a small portion of 0.12%. The highest public shareholder is HDFC Trustee Company Ltd., which manages the HDFC Balanced Advantage Fund, also holding 3.57%.

How big is AGS Transact?

As of 24th July, AGS Transact Technologies Ltd has a market capitalization of 67.00 Cr and reported net sales of 1250.26 Cr, with a net loss of 169.69 Cr over the latest four quarters. As of March 2024, Shareholder's Funds were 461.66 Cr and Total Assets were 1,987.62 Cr.

As of 24th July, AGS Transact Technologies Ltd has a market capitalization of 67.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, AGS Transact reported net sales of 1250.26 Cr. However, the company experienced a loss of 169.69 Cr in net profit during the same period.<BR><BR>The latest annual period for the balance sheet is March 2024, where Shareholder's Funds amounted to 461.66 Cr and Total Assets were reported at 1,987.62 Cr.

Which are the latest news on AGS Transact?

Why is AGS Transact falling/rising?

As of 12-Dec, AGS Transact Technologies Ltd is seeing a slight rise in stock price to 4.22, but has a troubling long-term outlook with a -94.65% return over the past year and significant declines in financial performance. Investor and promoter confidence is also waning, indicating concerns about the company's future.

As of 12-Dec, AGS Transact Technologies Ltd is experiencing a slight rise in its stock price, currently at 4.22, reflecting a change of 0.05 (1.2%) upward. This increase comes after a period of consecutive gains over the last two days, during which the stock has risen by 3.18%. Additionally, it has outperformed its sector by 0.63% today.<BR><BR>However, despite this short-term rise, the stock has been underperforming in the long term. Over the past year, AGS Transact has generated a staggering return of -94.65%, indicating significant declines in value. The company has also reported very negative financial results, including a 40.4% fall in net sales and a PAT of Rs -194.26 crore, which represents a drastic decline of -8555.3% compared to the previous four-quarter average. Furthermore, the company has not declared any results in the last six months, raising concerns about its financial health and ability to service its debt, as evidenced by a high Debt to EBITDA ratio of 3.33 times.<BR><BR>Investor participation appears to be declining, with delivery volume dropping by 78.4% against the five-day average, suggesting reduced interest in trading the stock. Additionally, promoter confidence is waning, as they have decreased their stake by 25.76% over the previous quarter, now holding only 26.48% of the company. This reduction may signal a lack of confidence in the company's future prospects.<BR><BR>In summary, while AGS Transact is experiencing a minor rise in its stock price in the short term, the overall outlook remains negative due to poor long-term performance, declining financial results, and decreasing investor and promoter confidence.