Alfa Financial Software Holdings Plc

  • Market Cap: Small Cap
  • Industry: Software Products
  • ISIN: GB00BDHXPG30
GBP
2.23
0.02 (0.9%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Dashboard
1

High Management Efficiency with a high ROE of 49.50%

 
2

Company's ability to service its debt is strong with a healthy EBIT to Interest (avg) ratio of 27.50

 
3

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 49.50%

 
4

Flat results in Dec 24

5

With ROE of 56.21%, it has a attractive valuation with a 13.38 Price to Book Value

6

Underperformed the market in the last 1 year

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Software Products

stock-summary
Market cap

GBP 657 Million (Small Cap)

stock-summary
P/E

24.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

3.96%

stock-summary
Debt Equity

-0.46

stock-summary
Return on Equity

56.21%

stock-summary
Price to Book

12.86

Revenue and Profits:
Net Sales:
(Quarterly Results - )
Net Profit:
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
2.53%
0%
2.53%
6 Months
-5.51%
0%
-5.51%
1 Year
1.59%
0%
1.59%
2 Years
45.75%
0%
45.75%
3 Years
38.51%
0%
38.51%
4 Years
15.54%
0%
15.54%
5 Years
74.22%
0%
74.22%

Alfa Financial Software Holdings Plc for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Icon
No Recent News for the Company
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
10.84%
EBIT Growth (5y)
16.91%
EBIT to Interest (avg)
27.50
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
-0.44
Sales to Capital Employed (avg)
2.01
Tax Ratio
24.93%
Dividend Payout Ratio
16.13%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
115.67%
ROE (avg)
49.50%
Valuation key factors
Factor
Value
P/E Ratio
24
Industry P/E
Price to Book Value
13.38
EV to EBIT
16.89
EV to EBITDA
15.69
EV to Capital Employed
23.84
EV to Sales
5.50
PEG Ratio
0.74
Dividend Yield
3.80%
ROCE (Latest)
141.16%
ROE (Latest)
56.21%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Sideways
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshotstock-summary
Icon
No data for shareholding present.
Shareholding Compare (%holding) stock-summary
Icon
No data for shareholding present.
stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "alert": "No Quarterly Results declared by Alfa Financial Software Holdings Plc"
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'23",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2023 is 9.32% vs 12.14% in Dec 2022",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2023 is -4.08% vs 27.60% in Dec 2022",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'23",
        "Dec'22",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "102.00",
          "val2": "93.30",
          "chgp": "9.32%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "31.60",
          "val2": "30.80",
          "chgp": "2.60%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.50",
          "val2": "0.60",
          "chgp": "-16.67%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.40",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "23.50",
          "val2": "24.50",
          "chgp": "-4.08%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "285.30%",
          "val2": "298.00%",
          "chgp": "-1.27%",
          "chgp_class": "negative"
        }
      ]
    }
  }
]
Annual Results Snapshot (Consolidated) - Dec'23stock-summary
Dec'23
Dec'22
Change(%)
Net Sales
102.00
93.30
9.32%
Operating Profit (PBDIT) excl Other Income
31.60
30.80
2.60%
Interest
0.50
0.60
-16.67%
Exceptional Items
0.40
0.00
Consolidate Net Profit
23.50
24.50
-4.08%
Operating Profit Margin (Excl OI)
285.30%
298.00%
-1.27%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in year ended Dec 2023 is 9.32% vs 12.14% in Dec 2022

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2023 is -4.08% vs 27.60% in Dec 2022

stock-summaryCompany CV
About Alfa Financial Software Holdings Plc stock-summary
stock-summary
Alfa Financial Software Holdings Plc
Software Products
Alfa Financial Software Holdings PLC is a holding company. The Company is developer of Alfa Systems, is mission-critical software platform purpose-built for the asset finance industry. The Company offers professional services including business process consultancy, user interface (UI) design, cloud hosting, project management and training consultancy. The Company’s products include equipment finance and automotive finance. Equipment finance Provides equipment leasing, structured asset finance, installment credit and other corporate and consumer lending. Automotive finance provides retail and commercial lending and leasing, wholesale and dealer finance. The Company’s platform provides point of sale, originations, contract management, and wholesale services. Point of sale includes Web-based quotation, and templates and business rules. Originations include credit management and document management. Contract management includes leases and loans, and bad debt management.
Company Coordinates stock-summary
Company Details
Moor Place, Fore, 1 Fore Street Avenue , LONDON None : EC2Y 9DT
Registrar Details