Dashboard
1
Strong Long Term Fundamental Strength with a 58.00% CAGR growth in Net Profits
- Bank has controlled its costs efficiently with a low Cost to Income ratio of 39.98%
2
Flat results in Jun 25
3
With ROA of 1.55%, it has a fair valuation with a 1.17 Price to Book Value
4
Underperformed the market in the last 1 year
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
1.89%
0%
1.89%
6 Months
9.22%
0%
9.22%
1 Year
21.35%
0%
21.35%
2 Years
42.52%
0%
42.52%
3 Years
215.79%
0%
215.79%
4 Years
86.46%
0%
86.46%
5 Years
515.21%
0%
515.21%
Alior Bank SA for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
12.20%
EBIT Growth (5y)
64.88%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
49.07%
Pledged Shares
0
Institutional Holding
0.19%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
1.17
EV to EBIT
4.56
EV to EBITDA
4.18
EV to Capital Employed
1.17
EV to Sales
1.88
PEG Ratio
0.27
Dividend Yield
8.88%
ROCE (Latest)
25.74%
ROE (Latest)
21.28%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
Mildly Bullish
Shareholding Snapshot : Sep 2015
Shareholding Compare (%holding) 
Majority shareholders
Foreign Institutions
Domestic Funds
Held in 0 Schemes (0%)
Foreign Institutions
Held by 1 Foreign Institutions (0.19%)
Strategic Entities with highest holding
Highest Public shareholder
About Alior Bank SA 
Alior Bank SA
Regional Banks
Alior Bank SA is a Poland-based commercial bank. The Bank divides its business into three segments: Individual Clients; Business Clients; and Treasury Activity. The operations of the Bank comprise accepting cash as demand deposits and keeping deposit accounts; maintaining other bank accounts; granting credits; giving and confirming bank guarantees and opening and confirming letters of credit; issuing banking securities; conducting banking settlements; granting cash loans; issuing payment cards; trading in securities; and pursuing brokerage services; among others. It operates through Bank BPH.
Company Coordinates 
Company Details
Ul. Lopuszanska 38d , WARSZAWA None : 02-232
Registrar Details






